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Superpap's positive mutterings about debt/savings...
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For your OD hunI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
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That's the old 10% band disappearing? It's crappy, we are losing £140 a year - great because we have that spare :rolleyes: Sending *hugs*No longer using this account for new posts from 20130
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That's the old 10% band disappearing? It's crappy, we are losing £140 a year - great because we have that spare :rolleyes: Sending *hugs*
There is a new banding system gem but I have no idea what/how etc. Not too great as you now have to find some of that to make up what you had spare :rolleyes:. Thanks hun, I will be fine soon
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They've got rid of the 10% bit (bad) and put the 22% bit down to 20% (good). Unless you're a high rate tax payer though, you're worse off :rolleyes:
On the Wii, have you looked at Wii Dance - bit cheaper - still good for you
No longer using this account for new posts from 20130 -
Ahhh thansk gem, I actually used the wrong year, I used ia's first post which was 2007... so i am actually £291.50 better off :rolleyes: well on paper anyways... I will pay £788.40 less tax, and £496.90 more NI. Nevermind eh :rotfl:0
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That's better then
The 2008 one is a bit suspect though I think, it reckons my parents are entitled to WTC?!
I think the BBC are taking backhanders from Labour :rotfl:No longer using this account for new posts from 20130 -
Gem I cant say I totally believe in it either. The govenment will get all their money from you one way or the other :rotfl:
Could yoru parents get wtc because they earn to little? or is it because you are in full time education? Check the entitled to website, incase they are missing out.0 -
Nah they certainly don't get any for me, too old. Entitled to says no, but that's never right either Just gotta wait till HMRC update their website with the new figures No longer using this account for new posts from 20130
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Just popping in - you sound a bit low Mrs? Hope youre ok. Penny is still in progress - may be fnished this weekend but will keep you informed! Will sort paypal out when its done but no rush!! I'm doing one in decopatch (google it!) so will post piccies and you can choose which you like!!Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.0
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