Cant afford to go back to work after having Twins!

affordmylife

if its going to cost you money to go to work the answer is obvious it will be cheaper to stay at home.

if you cut down on expenditure you will manage.

if your husband earns less than a certain amount £58,000 (i think) you can get tax credits.

you will get some child benefit £120 per month (for two children - i think).

they will be at school in a few years and you could go back to work then.

i ve always managed to get by as a working mum, a single mum and a non working mum (all at separate times - lol) p and im sure you will too.

thousands upon thousands of us do.

emar

My hubby bless him is such a hard worker...
He is working 7days a week to support us..
It is a hard decision...
The only cheap option is to have an Au Pair..
And i say no way!...
I would not feel comfortable with some young girl just out if school
with no experiance in my house,,
Plus i dont have the room lol.. not for a live in anyway..
Thought about doing a child care course.. look after other kids
whilst being at home.

dangers

Why not think about becoming a childminder yourself? How old are your twins? If you become registered, it is likely that you will be able to look after one other child (under 5) and although it is not a lot of money, at least you will be bringing money in to the household AND you will be spending the days with your kids.

sarahh56

Don't feel bad about not wanting to go bac to work, it's perfectly normal not to want to hand them over!

Also if you go back to work you need to factor in costs of travelling to and from work, work clothes, lunches, work leaving do's etc etc. By staying at home you can save a lot too but cooking all meals from scratch rather than quick takeaways because you are tired after being at work all day.

Good luck

lil_me

Child minding yourself may be an option but you may be restricted as to how many children you can look after until the twins are older.

Most Nannies who live in that I know of who work or have worked for friends/for family are far from being young girls straight from school, my friend's current live in Nanny is 48 been divorced, has 3 children and 6 grandchildren. Unfortunately if you don't have a room to offer then it might not be worth looking into the option of a live in Nanny/Au Pair. Child minders where I live charge much lower rates than nurseries especially for multiple children, the twins I mentioned and their sister cost their Mum £12 per week from her pocket then the rest is paid by the tax credits. I am unsure what the hourly rate is.

emar

Yes im going to look into a course to be a registered minder...
My babies are 6mths old now..
But i have to go by them being 4mths as they were 10wks early..
Odd to look at them like that lol,,
Thank you for all your help on here much appreaciated!

G-G_4

Please don't take this the wrong way, but did you not work out what you could do when you became pregnant?

emar

Well you see..
I was told that i couldnt have children lol...
Never had a period for a year..
Then... had a slight spotting, went back to doctor.. who saif that
will put me on a pill as i was taken off as they were trying to work out
if that was the cause of my non periods..
Then i fell pregnant... after scan we found out it was twins...
Was very ill through the pregnancy.. had liver failure along with loads
of other things..
Tell me .. would you consider abortion after being told that you would never
have kids?
Plus to me abortion is never on my list... its not right!

littleredhen

do you not have any family who could babysit if you did work one or two evenings - then if your husband is off he would be there with them - or is there not an option for your husband to cut back on his hours and then you can fill in with your job - i know its difficult if dh works shifts etc - if you need to go on a course for childminding who is going to look after the kids?
i think there is a lot involved with being registered childminder - sorry not really coming up with anything to help

emar

I dont have any living family... Hubby comes from back up north
We have thought about moving back up north so we can be near his mum, but that would mean him finding a new contractor ect..
Plus if he cut back on his hours so i could work,, would be stupid seeing as i would get minimum wage and he would get his hourly rate.. which would be much more seeing as he s/employed