Cca Requests Updates Please

blind-as-a-bat_2

Firstly you dont ring them EVER ther is no point unless you are going to agree with what they want, which you cant, so keep everything in writing, i have many reasons for saying this but it all boils down to acountabilaty as you can then prove what you have done to try resolve thee situation if needs be.

Re- the CCJ and next, as long as you present a correct defence they WILL NOT get a CCJ without produceing a CCA, in fact they shouldnt even be persueing one while the account is in dispute, they are merely useing the fear of court against you, trust me they know they wont win but hope if you dont show with a deffence they win by default, then its game over.

Give me a min to find a responce for you re your other moorcroft/argos issue

COOKIEWILLOW

thanks baab, but if you read my previous thread regarding the Next one ignoring them and writing did no good and they asked for judgement by default!!

blind-as-a-bat_2

COOKIEWILLOW wrote: »

thanks baab, but if you read my previous thread regarding the Next one ignoring them and writing did no good and they asked for judgement by default!!

By default?? If you have asked for a CCA and they havnt complied then they are in default was the account openend after 2006 changes where brought in?, i will have a look at your thread

Have you posted on this forum http://www.consumeractiongroup.co.uk/forum/

there are more knowledgable people on there regarding CCA,s

COOKIEWILLOW

yes the NEXT account was 15 YEARS OLD!! Think you need to read my thread as it gives dates etc, I DID ignore court packs though as i was wrongly under the impression that the account was in dispute!! seems this account going same way.

blind-as-a-bat_2

So i see ( havnt finished reading it all yet though) but apparently this can be reversed according to a thread on that forum i just mentioned, it may take me a while but i will have a dig see if i can find it, or anything that may help once ive finished reading your other thread

COOKIEWILLOW

think i co$ked up lol. i cant do nowt right!!i have sent request to Argos for the CCA last week but no reply that was why i was stunned to receive Moorcroft letter today??? like i said whatever i do they are going to crack on whatever i do. phone calls have ceased though

blind-as-a-bat_2

They have made it so its bl00dy hard to get it right so dont take it so personaly:D Add to that the blatent lies the DCA,s use to confuse you.

Ill get back to you in a bit, may take a while though

COOKIEWILLOW

ah thanks if ive logged out it because i need to see son at leaving ceremony at school but i will check in later, thank you again

COOKIEWILLOW

and FERMI, if you are reading this you know what happened, so any advice to stop me having the court pack again?? as it was pretty swift last time.

blind-as-a-bat_2

Ok i knew id seen something on getting a CCJ overturned because they couldnt produce a CCA

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/127800-some-good-news-share-2.html?highlight=CCJ

Doubt it will be a simple fight though, but its a fight you can start by the looks of it.

It does make sense though that if the action was brought because you broke the terms of your agreemant, but there is no agreement then the case was flawed so should be set aside, just because you failed to defend it should not make any differance as it wasnt valid in the first place if you see what im getting at.