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Cca Requests Updates Please
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Hi does this thread relate to the 'unenforceable credit' to do with CCA's signed before April 2007? I've searched all over and cannot find a thread relating to it!0
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true true. only thing i worried about is our mortgage deal ends next jan.. we are in neg equity at mo so as i understand we would automatically switch to their standard variable rate... Im happier in a fixed rate deal, i find it much better for budgeting...
apart from the mortgage, i never want credit again.
I wouldn't worry too much, peb - mortgage lenders tend to look at the overall picture and are not unduly influenced by the odd 'default' on your crf.I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
Hi can anyone help me? Is sent an SAR request to lowell on behalf of my boyfriend for an old bank account the letters are going to his parents address. He received a letter from them saying they had received the letter and are going to get the SAR.Then a couple of days later there was then a slip from the postman posted through the door to say that a letter was at the post office because it needed signing for. Do SAR need to be signed for? should he sign for this letter or should one of his parents?0
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Then a couple of days later there was then a slip from the postman posted through the door to say that a letter was at the post office because it needed signing for. Do SAR need to be signed for? should he sign for this letter or should one of his parents?
Certainly I had to sign for the information that BHF sent me after my SAR request, but I can't see any problem with one of his parents signing for it - provided they take the card, and some ID, with them when they go to the Post Office.I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
thanks rog20
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I wouldn't worry too much, peb - mortgage lenders tend to look at the overall picture and are not unduly influenced by the odd 'default' on your crf.
cheers Rog, :beer:Please be nice to all moneysavers!
Dance like nobody's watching; love like you've never been hurt. Sing like nobody's listening; live like it's heaven on earth."
Big big thanks to Niddy, sorely missed from these boards..best cybersupport ever!!0 -
Just a quickie:o Is it 12 +2 Calander Days or 12+2 Working Days?
Sent a CCa Saturday 28/03 so when is the 12+2 up? Is it this Saturday or next Thursday?
Thanks.0 -
Useless_with_wonga wrote: »Just a quickie:o Is it 12 +2 Calander Days or 12+2 Working Days?
Sent a CCa Saturday 28/03 so when is the 12+2 up? Is it this Saturday or next Thursday?
Thanks.
It's 12 working days from receipt of your request, Uww. Assuming it was signed for on Monday 30th March, then 12 working days would take you up to next Wednesday/Thursday.I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
Ok Thanks they signed for it on Tuesday 31st March so it will be up next Thursday then.0
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Ive requested a cca from hsbc, they sent my postal order back and said they'd waive the fee, also they said they wont send me the agreement until Ive sent another request this time with a signature to prove who I am.(I printed my name) Whats do I do next then? also is the clock still ticking on the 12 working days?November £10 a day challenge. Im starting early- 66p so far!0
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