Cca Requests Updates Please

blind-as-a-bat_2

fermi wrote: »

I'm told that is they way the OFT look it as well. But despite asking, they won't confirm that. To me anyway.

To be honest i have stared at that paragraph for ages before, and i can not see how it could be twisted to mean it any other way

Of course its only a mute point anyway as the creds will just add your name and address to a blank form to make it comply:rolleyes:

fermi

blind-as-a-bat wrote: »

To be honest i have stared at that paragraph for ages before, and i can not see how it could be twisted to mean it any other way

A judge might manage it. :rolleyes:

50broke

so............is the barclaycard thing any good or not.....they have sent me the exact same thing......could be sending this to everyone.....???????? thanks

10past6

fermi wrote: »

A judge might manage it. :rolleyes:

Given the advice on this site, many defendants could give them a run for their money :rolleyes:

blind-as-a-bat_2

fermi wrote: »

A judge might manage it. :rolleyes:

I think getting a judge to read it at all would be an improvement;) :rolleyes:

so............is the barclaycard thing any good or not.....they have sent me the exact same thing......could be sending this to everyone.....???????? thanks

It certainly is not any good to base a court case on, and as far as i am concerned by the letter of the act does not comply with the CCa request either, but as i said its not hard for them to get round that one:rolleyes:

But that does not mean once challanged they may not find the real copy anyway, its just a question if they do is that enforceable

They can dance around sec 3 as much as they want but if they want to enforce it they will need to produce something with a signature on it to stand a chance.

Trouble now is it is a gamble, just because they have not sent a real copy does not mean they dont have it......somewhere, but then again it might

thenightporter

Hi guys, I'm CCAing a bunch of my creditors and I just want to check the 12+2 dates with you.

MBNA
We posted on: 06/03/09
They received on: 09/03/09
I think the 12+2 date should be: 26/03/09?

Egg
We posted on: 13/03/09
They received on: 16/03/09
I think the 12+2 date should be: 02/04/09?

Next
We posted on: 17/03/09
They received on: 19/03/09
I think the 12+2 date should be: 07/04/09?

CoOp
We posted on: 20/03/09
They received on: 23/03/09
I think the 12+2 date should be: 09/04/09?

Have I got the 12+2 dates right? I'm confused!

Thanks

fermi

Anyone want to join me on Loans

Link: "Unenforcable" Credit Agreements - let's get it out in the open

rog2

fermi wrote: »

Anyone want to join me on Loans

Link: "Unenforcable" Credit Agreements - let's get it out in the open

Just off for a coffee first - then coming over.

fermi

rog2 wrote: »

Just off for a coffee first - then coming over.

No need to hurry. Seems to be in a "lull".

Itsallgonepearshaped

Hi all.

Just had a second letter back from Capital One saying they have complied with my request (although they haven't as they only sent current T&Cs and not those at the time I took out the card). Their letter states they will still be pursuing payment as they say they are not in default. They also say this is there final response and I have 6 months to take it up with the Financial Ombudsman service. Is there a standard letter to send to the FOS to try and get them to make a ruling and explaining what the complaint is about?

Many thanks