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Cca Requests Updates Please
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CCCS / Payplan will NOT become involved in disputes resulting in the validity of CCA's, it's all or nothing.Any thoughts or advice would be appreciated!Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.
All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional0 -
CCCS are funded buy various creditors, so no surprise there really;)Thats it, i am done, Blind-as-a-Bat has left the forum, for good this time, there is no way I can recover this account, as the password was random, and not recorded, and the email used no longer exits, nor can be recovered to recover the account, goodbye all ………….
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I was very tempted to say that BAABblind-as-a-bat wrote: »CCCS are funded buy various creditors, so no surprise there really;)
Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.
All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional0 -
I was very tempted to say that BAAB
I always say what i know is true, i got past caring about the consiquences about a year ago;)
Any tips how to get rid of Cabot would be welcome by the way, littlewoods have just assigned there non existent agreemant to them or should i say several non existent agreemants:rolleyes:
Already got a responce sorted, but know they are a git to get rid of some times:mad:Thats it, i am done, Blind-as-a-Bat has left the forum, for good this time, there is no way I can recover this account, as the password was random, and not recorded, and the email used no longer exits, nor can be recovered to recover the account, goodbye all ………….
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Was the account in dispute prior to cabot getting involved?blind-as-a-bat wrote: »Any tips how to get rid of Cabot would be welcome by the way, littlewoods have just assigned there non existent agreemant to them or should i say several non existent agreemants:rolleyes:Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.
All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional0 -
Was the account in dispute prior to cabot getting involved?
Yep, not that littlewoods agreed it was in dispute though:rolleyes:
It does not stop the assignment though, but the assignee does inherit the rights of the assignor, so they inherit the dispute too:D
Doubt Cabot will agree though:rolleyes:Thats it, i am done, Blind-as-a-Bat has left the forum, for good this time, there is no way I can recover this account, as the password was random, and not recorded, and the email used no longer exits, nor can be recovered to recover the account, goodbye all ………….
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Have you sent the following letter?
Dear Sir or Madam,
I must admit that I am rather bemused as to why this account has been passed to you, as it is in dispute with *Creditor* and has been since **
Not only is this a breach of OFT collection guidelines, but also in breach of the Consumer Credit Act 1974 and Data Protection Act 1998
As *Creditor* is now in default of my Consumer Credit Act request, Office of Fair Trading Collection Guidelines and s10 Data Protection Act request, I consider this account to be in SERIOUS DISPUTE.
As you are aware while my Consumer Credit Act request remains in default, enforcement action is NOT permitted; under s127 this constitutes a complete defence at law. Consequentially any legal action you pursue will be averred as both UNLAWFUL and VEXATIOUS.
Now I would respectfully suggest that this account is returned to *Creditor* for resolution of these defaults and breaches, as *Creditor* cannot lawfully pursue any enforcement activities.
If *Creditor* chooses to ignore my dispute and attempt enforcement, I will initiate legal action and file reports with the appropriate authorities, including, but not limited to, Trading Standards, Office of Fair Trading, Information Commissioners Office, Financial Ombudsman Service and possible court action.
I hope that this will not be necessary and an acceptable solution can be accomplished.
Yours faithfullyClick here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.
All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional0 -
No its a bit more complicated, depending on who assigned the debt, as this may be the caseThe matter has already been reported to the Office of Fair trading regarding the possible offence]
Thats it, i am done, Blind-as-a-Bat has left the forum, for good this time, there is no way I can recover this account, as the password was random, and not recorded, and the email used no longer exits, nor can be recovered to recover the account, goodbye all ………….
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blind-as-a-bat wrote: »No its a bit more complicated, depending on who assigned the debt, as this may be the case
OK, have you done an SAR, the paper trail should show what's gone on Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.
All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional0 -
OK, have you done an SAR, the paper trail should show what's gone on
Dont need an SAR, they have already supplied a 'real' agreement, that has no relevence to the alleged account;)
Now all i need to do is convince Cabot of that fact without going to court.
I posted a while ago about littlewoods accounts, was hoping to have a definative answer by now, but the simple fact is if you used extended terms (ie intrest bearing) there standard agreement does not cover that, if your agreement for the 20 and 52 week stuff does not state 0%apr, thats not valid either
so in short most CCA's for Littlewoods are invalid before at least mid 2006;)
Unless you signed a seperate agreement for extended, intrest bearing purchase, in which case those, and those alone may be enforceableThats it, i am done, Blind-as-a-Bat has left the forum, for good this time, there is no way I can recover this account, as the password was random, and not recorded, and the email used no longer exits, nor can be recovered to recover the account, goodbye all ………….
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