Cca Requests Updates Please

susieanne

I have been sending CCA requests to creditors i am with CCCS they have been very supportive but i feel like i may want to do a self DMP .I mentioned sending CCA to CCCS i dont think it went down very well with them i actually felt really bad about mentioning CCA to CCCS .They said to me we are not just acting for you we are acting for your creditors too .I felt alittle let down as i suppose i just wanted CCCS to be on my side and didnt know that they wasnt .I feel like i have the confidence and know -how just from you guys to go it alone .
I will keep up all updated on my progress

Rianna30 -let me know how you get on with a self DMP

10past6

blind-as-a-bat wrote: »

so in short most CCA's for Littlewoods are invalid before at least mid 2006;)

I'm lost on Littlewoods agreements, even the straightforward one's seem to be confusing :rotfl:

Tinkles

Merlinexcalibur wrote: »

Been looking up interest ... found this:

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/122022-can-dca-add-interest.html

Thanks to you again - you really are turning into my hero!
Makes interesting reading - will see what happens next - I feel a letter coming on!!

cheekymonkey20

I sent mine last monday, so got a week to send me out the CCA, got a loan of £11.5k and a cc of £1125 too.
Not sure what to do next tho.
a) if they dont send a signed agreement
b) if they do

blind-as-a-bat_2

10past6 wrote: »

I'm lost on Littlewoods agreements, even the straightforward one's seem to be confusing :rotfl:

Littlewoods do a straightforward agreemant

I have not seen one yet:p :rotfl:

10past6

blind-as-a-bat wrote: »

Littlewoods do a straightforward agreemant

I have not seen one yet:p :rotfl:

I wonder if the person who created the agreement understands it? :rotfl: :rotfl:

blind-as-a-bat_2

cheekymonkey20 wrote: »

I sent mine last monday, so got a week to send me out the CCA, got a loan of £11.5k and a cc of £1125 too.
Not sure what to do next tho.
a) if they dont send a signed agreement
b) if they do

I or should i say we (my wife and i) have despatched one creditor that had a signed agreement, but not in the correct form, in only a minour way, so wait and see what they come back with before worrying about it

blind-as-a-bat_2

10past6 wrote: »

I wonder if the person who created the agreement understands it? :rotfl: :rotfl:

I doubt it, if they did they would have known it was not valid:p
:rotfl:

cheekymonkey20

By looking at it how do i know what to look for as to whether it is enforcable or not???

blind-as-a-bat_2

cheekymonkey20 wrote: »

By looking at it how do i know what to look for as to whether it is enforcable or not???

Well you can spend a week or two reading the CCA act 1974, and all the relevent statutes surrounding it, or just post a scan, (less personaly identifyable details) hopefully you should give you an answer