📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

I wanna be mortgage free!

1…7172747677…169

Comments

  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 21 August 2009 at 8:05PM
      General
      [*]Finish sorting through my cupboards in the bedroom and dig out anything else that is for the charity shop.
      [*]Clean the office
      [*]List things on ebay...just waiting for a free listings day. Put up on ebay on the 22nd if possible
      [*]File all bits and pieces.
      [*]Take tv stand to b & sil's house. Need to press them for an answer or it's going on freecycle.
      [*]Take old toilet to the tip.
      [*][STRIKE]Write and[/STRIKE][STRIKE] post cheque to friend to pay for her hen doo.[/STRIKE]
      [*]Print and post TNS receipt.
      [*][STRIKE]Look through terms and conditions of MPPI cover and see if it still fits our needs.[/STRIKE]

      School
      [*][STRIKE]Write jungle SOW Done 8 lessons out of 15/16.[/STRIKE]
      [*]Write up pro forma for SOW
      [*]Make up resources for SOW lessons
      [*]Design project and make resources for it. Got an idea what I'll do for this.

      UNI
      [*]Do portfolio
      [*]Print of assignments ready to hand in
      [*]Find out how to submit assignment.

      DIY
      [*]Install new bath
      [*]Have a bath to celebrate!!


      Yey the letter came through from the mortgage folks saying that our new d/d is all set up! So the overpayments start from September! Woo Hoo.
      Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
      % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
      MFiT-T7 #21
      MFW 2025 #2
      MF Date: Oct 37 Feb 37
    • earthgirl
      earthgirl Posts: 3,762 Forumite
      Mortgage-free Glee!
      Great, soon you'll have a perfect bathroom, lovely holiday booked and will be getting rid of your mortgage - what a great situation, well done!
      15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j

      Progress not Perfection
    • twinklie
      twinklie Posts: 5,176 Forumite
      Part of the Furniture 1,000 Posts Photogenic Name Dropper
      Right booked the weekend away but in the end went with The Fairfield as they were going to take a deposit rather than ALL the money - which helps with the diy outlay. But didn't go for the penthouse suite. Went for one of the luxury ones with a 2 person spa bath and 2 person shower. Ordered us some champers, chocs and rose petals for the bed as well. Yey.

      I'm all excited now...just got to remember not to tell DH! :rotfl:
      Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
      % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
      MFiT-T7 #21
      MFW 2025 #2
      MF Date: Oct 37 Feb 37
    • Trying_to_be_good
      Trying_to_be_good Posts: 1,989 Forumite
      Part of the Furniture 1,000 Posts
      The weekend away sounds lovely - I've just seen ebay saying there's a 10-day free listing window from Sat 22 Aug to Mon 31 Aug, so you've an opportunity to list all those bits you'd sorted out!
      Mortgage Free thanks to ill-health retirement
    • twinklie
      twinklie Posts: 5,176 Forumite
      Part of the Furniture 1,000 Posts Photogenic Name Dropper
      Trying_to_be_good wrote: »
      The weekend away sounds lovely - I've just seen ebay saying there's a 10-day free listing window from Sat 22 Aug to Mon 31 Aug, so you've an opportunity to list all those bits you'd sorted out!

      Thats ace!!! I'm excited by that because that means any that sell I can post before I'm due back at school! Woo hoo. :j

      I'm also doing unnecessary things right now like adding holiday snaps onto Facebook! La la la.
      Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
      % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
      MFiT-T7 #21
      MFW 2025 #2
      MF Date: Oct 37 Feb 37
    • earthgirl
      earthgirl Posts: 3,762 Forumite
      Mortgage-free Glee!
      Wow your break sounds fab, the last holiday surprise I got for my OH, I let it slip at a dinner party to a neighbour, and the room went silent just at that point, (he was there and heard) and I burst into tears! I'm sure you are brighter than me!
      15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j

      Progress not Perfection
    • twinklie
      twinklie Posts: 5,176 Forumite
      Part of the Furniture 1,000 Posts Photogenic Name Dropper
      Oh no...that is something I'd do. But I've kept it pretty quiet so far. Only one of my friends and people on here know. I'm bursting to tell him though. Just got to make sure he doesn't actually organise anything for himself now. ha ha.

      6 mystery shops today! Yey! Busy busy.
      Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
      % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
      MFiT-T7 #21
      MFW 2025 #2
      MF Date: Oct 37 Feb 37
    • earthgirl
      earthgirl Posts: 3,762 Forumite
      Mortgage-free Glee!
      How did your shops go?! I've got one today, quite looking forward to it really!:)
      15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j

      Progress not Perfection
    • twinklie
      twinklie Posts: 5,176 Forumite
      Part of the Furniture 1,000 Posts Photogenic Name Dropper
      edited 21 August 2009 at 3:16PM
      Shops went pretty well actually, nothing too challenging and I got myself lots of petrol! :) Nothing today though :j but I have one tomorrow and one on Sunday. I'm done then nothing booked for the future. I'm kinda considering backing off anyway to give me time to enjoy the rest of the hols. And sorting out any school work I have to do.

      EDIT: Just booked one for September...oh is out that day and I can get myself a cheap tea! :rotfl:
      Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
      % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
      MFiT-T7 #21
      MFW 2025 #2
      MF Date: Oct 37 Feb 37
    • twinklie
      twinklie Posts: 5,176 Forumite
      Part of the Furniture 1,000 Posts Photogenic Name Dropper
      Right well I've done some more work on my scheme of work. I know what I'm doing now, just need to figure out how to write it up on the pro forma thing. It doesn't really make any sense and is not remotely how I'd do it but whatever!

      Also thinking I need to rattle of my portfolio this weekend. I've been a bit slack on all the school work front due to the toilet and lots of MSing. So now it's time to knuckle down to try and make sure my last week off is work free!

      I feel like I've totally wasted these holidays and I feel quite down tonight if I'm honest. Bah...need to get a grip I think. OH is really doing my head in as well but I've no idea why.

      Think I'm going to try and get up early tomorrow and have a productive day if I can. That might make me feel better.
      Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
      % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
      MFiT-T7 #21
      MFW 2025 #2
      MF Date: Oct 37 Feb 37
    This discussion has been closed.
    ★ ★ ★ Meet your Ambassadors

    🚀 Getting Started

    Hi new member!

    Our Getting Started Guide will help you get the most out of the Forum

    Categories

    • All Categories
    • 351.3K Banking & Borrowing
    • 253.2K Reduce Debt & Boost Income
    • 453.8K Spending & Discounts
    • 244.3K Work, Benefits & Business
    • 599.5K Mortgages, Homes & Bills
    • 177.1K Life & Family
    • 257.8K Travel & Transport
    • 1.5M Hobbies & Leisure
    • 16.2K Discuss & Feedback
    • 37.6K Read-Only Boards

    Is this how you want to be seen?

    We see you are using a default avatar. It takes only a few seconds to pick a picture.
    Update Your Picture