I wanna be mortgage free!

twinklie

Ok, so I've been on the debt free forum for AGES now and appear, thanks to the lovely Martin Lewis and the people that use the forum to have paid off nearly all my debts. Just the mortgage to go now.

However, I can't put money to paying off the mortgage because I am doing my teacher training and don't have a job lined up for September yet. And my hubby is a full time student, though he does work too.

Anyway, his contract runs out in July so at the moment we will both be unemployed from that date forward. So it's save save save time. So that a) we can afford to live while unemployed, b) we have money to chuck at the mortgage at a later date while keeping a safety net open, or c) use the money we save to finish off doing up the house.

We currently live in our bedroom....it's most annoying. I'll explain more another time if anyone is interested, but needless to say it would be nice to get the living room sorted, and the bathroom, and the kitchen........

Anyway, I've just filled my ISA for this year and have money waiting to go into next years already, so I'm feeling pretty positive! Yey me.

setmefree2

Well Done :T:T and Good Luck:money::j

Trying_to_be_good

Good luck! We'll be watching with interest - my cousin finishes teacher training this summer and says the prospects for job hunting look as if they'll be good after half term. Is it the same for you?

twinklie

I hope so. Apparently it gets good around easter/May time. So fingers crossed I'll be sorted then. Until that time though, I can only save money, rather than pay anything off.

I'm not looking forward to the interviews I gotta say. I filled in 2 application forms, but heard nothing back. Mind you the ad's weren't really for NQT's so I was chancing my arm a little. Nevermind, it was good practice for filling in the forms anyway.

Just sending off my check to open my savings account with HiSAVE too. Got an email that their interest rates have just increased too! So that will hopefully provide me with somewhere to store any extra cash I might have.

I'm trying anyway!

twinklie

Well, I am applying for 2 more jobs. Not that near me, but not that far away either. When I say apply I mean I've asked for the application packs....ha ha.

Been a bit naughty though. Hubby and I got a bit excited and just booked us a christmas holiday to the US, to the place where I used to live for 2 years. Soooo the mortgage repayment idea isn't looking that good at the mo....oophs!

I start teaching on Monday on my B placement too! Bit scared but also quite excited! It's weird!

angelavdavis

Good luck with the job hunting and the mortgage free goal. You will find there are plenty ex-DFWs on here!

twinklie

Thanks. OMG Angela, how did you ever pay off 18K in 10 mths!!! I'm well impressed!

Wish I was that clever....I'm still clinging to the idea of a lottery win.

twinklie

Well, I've settled in quite nicely at my new school. I really like it there. Wish I'd applied for the job thats going there....grrr. Anyway, it looks like I'll have the opportunity to make some money while I'm about anyway. They have offered me a position exam invigilating...woo hoo! £7.82 an hour.

Not amazing but better than what I got paid last year for doing it.

Still no job though. I applied for 3. The closing dates for 2 are tomorrow. The other I'm not even sure I'm interested in. We shall see. Still no big cash windfall come my way though! Gutted!

twinklie

Oh yeah....booked a holiday back to Breckenridge, Colorado (where I lived for a bit) for December. So that the OH can see the place I'm always rambling on about.

Thats kinda taken up most of our little nest egg we were saving up....oophs!

Martinslovechild

Very Well done so far.

Enjoy your trip to the States at Christmas.

The best of luck in clearing off your mortgage.

twinklie

Found a summer playscheme to perhaps apply for as a way of earning a little extra cash too! Woo.