My credit card debt situation...

Rochdale_Guy

Slowly getting there, I am !!!

Didn't mean to sound like Master YODA there !
:-* ;D

Rochdale_Guy

Latest NatWest statement came today showing a £4.50 credit.

Phoned them up, they could only offer me 6.9% APR for life on any new balance transfers, I said no, and my account has now been terminated. ;D

Will get a £4.50 refund cheque and letter confirming this account is now terminated.

So.....

Saturday 5th June standings

American Express Blue = £1240 @ 4.9% APR fixed until cleared.

Have a nice weekend all ;D

R_G.

nh

Shauneyd,

It may be because you are already at your limits with three other cards, so other companies may not want to give you another. it doesn't have to be because you have defaulted or been late that you are being refused. It may depend on your income, whether you are on the electoral role or own your own home. I would not apply for any more cards for the time being though as lots of searches in a small period of time can also count against you on your credit file.

To get a more swift reply in future, post a new topic in the credit cards section rather than replying to a post.

Rochdale_Guy

July 25th standings

AMEX Blue = £1,155 @ 4.9% APR fixed until paid off

Rochdale_Guy

Aha ! Wondered where this thread of mine had gone

Sept.5th standings

American Express Blue = £950 @ 4.9% APR "fixed" until paid off ;D ;D

Will I be clear by Xmas ???

Rochdale_Guy

October 11th 2004

American Express Blue card = ZERO balance !!!!!

Yep, Rochdale_Guy is officially now DEBT FREE after 4 years ;D 8) :-* ;D 8) :-*

Galstonian

That is fantastic news, well done!

aussielle

October 11th 2004

American Express Blue card = ZERO balance !!!!!

Yep, Rochdale_Guy is officially now DEBT FREE after 4 years  ;D 8) :-* ;D 8) :-*

The best post I've read all morning...

CONGRATULATIONS ROCHDALE GUY!!!!!! ;D

johnllew

October 11th 2004

American Express Blue card = ZERO balance !!!!!

Yep, Rochdale_Guy is officially now DEBT FREE after 4 years  ;D 8) :-* ;D 8) :-*

Well done - now you can start using CCs to make some money and get something back from these people.

MSE_Martin

WOO HOOOOOOO!

Fantastic news.

Please send me a PM with your name and address on it. A bottle of champagne (that you havent paid for - we wouldn't would to break a good habit) is definitely deserved.