My credit card debt situation...

Rochdale_Guy

zcaprd7 - sorry for the delay in replying.

Unfortunately, I've had the Capital One card for years now so can't take advantage of the 3.9% for life APR deals

I'm planning to close this account when I get this card down to zero too.

BTW - just checked my MBNA account online and they've raised my credit limit on that card to a ridiculous £11,600

Rochdale_Guy

One week on, and no "account closed/terminated" letter received from A&L as promised.

I also checked my bank balance online and a £5 direct debit has gone out TODAY to A&L

>:(

Rochdale_Guy

Why do Capital One take soooooooooo long to send statements out ? Mine is always dated the 15th of each month yet I haven't received it yet, sigh

Rochdale Guy talks to himself out of boredom and depression

zcaprd7

Is it really a direct debit that went out?

If they !!!!!! up you can give your bank a right bollocking, instant refund etc (its on the dd guarantee).

Give them a ring!

Trix

Rochdale Guy talks to himself out of boredom and depression  :'(

Can't help with your problems but thought I'd blow you a kiss in an attempt to cheer you up!
The boredom you can deal with yourself!

Rochdale_Guy

Thanks Trix - you cheeky little thing :-*

You certainly made me smile, thanks !

Didn't take much to bring me down again as I still haven't received my copy of Martin's book (ordered through ryanair) or had my Capital One statement yet

Getting paranoid now as I didn't get my December "American Express" statement either, methinks I'm being spied on by unknown perpetrators :-/

laminki

rochdale guy

don't forget to check out SAYNOTO0870.COM for the 0800 contact numbers for the banks and credit card companies.

Trix

Don't worry I haven't received my book (also ordered through Ryan Air) and I haven't got your Capital One or American Express statement either - how weird is THAT

Bet CO and AE would soon be shouting if they didn't receive anything from you!

About been spied on.........DON'T........TURN........AROUND........NOW........










.............or you'll not be able to read the rest of this ;D ;D ;D

Good luck - letters to head of AE & CO by recorded delivery needed ASAP I reckon.

[move]GIVE 'EM HELL ![/move]

Rochdale_Guy

Cheers again Trix  :-*

Now then, now then (as Sir Jimmy Saville would say)  ;) ...

... what have I done ?

Only paid off the balance owing on my Capital One VISA card that's what ! (I had some money put away in an ING account but decided it's better to owe no money, then start saving up from scratch !).

So, new totals as of Monday 29th March 2004 are:

A&L:    £0 owed, * Account terminated 18/3/04 *  ;D
MBNA: £0 owed, * Zero balance *  ;D
Cap1:  £0 owed, * Zero balance *  ;D
NatW: £380 @ 5.9% until clear  :)
Amex: £1,324 @ 4.9% until clear = £41 month D/D.  :-/

Hip hip hooray !!!!

;D 8)

Rochdale_Guy

Wednesday 31st March 2004 standings:

A&L: £0 owed, * Account terminated 18/3/04 * ;D
MBNA: £0 owed, * Zero balance * ;D
Cap1: £0 owed, * Zero balance * ;D
NatW: £30 owed @ 5.9% until clear
Amex: £1,324 @ 4.9% until clear = £41 month D/D. :-/

Their is light at the end of the tunnel