Panic Mode

AnxiousEm

the nerves are really getting frazzled now..any stress relieving tips would be really appreciated...SERIOUSLY..:eek:

xx

AnxiousEm

the nerves are really getting frazzled now..any stress relieving tips would be really appreciated...SERIOUSLY..:eek:


xx

AnxiousEm

See I even sent last message twice, can't even keep my fingers still!!!!

x

G-G_4

Just wanted to wish you luck with your bankruptcy.. please try not to worry, it will all work itself out one way or the other. xxxx

philnicandamy

easier said than done..try not to worry too much

once its all over you'll wonder why you got so worked up

AnxiousEm

I seem to have started another threat entitled "I of E", even though it should be "I and E"..as you can see when you view that post..I'm rather frazzled and clearly making mistakes..even when posting my fears and thoughts..god help me!! Please look at other post as really haven't got strength to type again ..thanks guys..xxxxxxx

AnxiousEm

incidentally my original post is entitled "panic mode" in case you want brief background..really don't know how I started another thread when I just tried to reply x

AnxiousEm

TF..having problems replying on this threat..I've posted I and E in another post, but its entitled "I of E"..cos I can't think straight making mistakes!! :)x

tigerfeet2006

quote=AnxiousEm;8933509]Thanks again TF, I of E that CCCS did is:

Rent £700
Water £30
Council tax £100
Electricity £60 (no gas)
Telephone, including mob and internet £65 when you put this on the form just put it down as phone and mobiles
TV Licence £12
Satellite £20 You won't be allowed to claim this. It will have to come out of your surplus.
Car (very generous)£89 including insurance, tax, servicing, fuel and parking (partner bought car, but its in my name, but will they want to sell it, its only worth max £800)?
Train travel to work £130 Why do you need a car if you use the train to travel to work? Just trying to think like the OR.
Food and housekeeping £270 (I have a son (20) whose at uni but stays most weekends) You could up this to at least £370
Meals at work £43
Tobacco (I know bad ) £90 You will not be allowed to claim this it will have to come from your surplus
Clothing and footwear £40, I need smart clothes for work You could put up to £100 for this
Hairdressing £10 £15
dry cleaning (£20) This may be reduced but leave it.
prescription medicines and £9,
Dentist £25 (needed a bit of work in last year)
Personal (including entertainment, hobbies, birthdays etc.) £95 (I have a large family) Put £40 birthdays/christmas, £40 holidays, £50 contingencies
other costs (£50 per month for son in university) Not sure you will be allowed this in your SOA but put it in.

Do you wear glasses or have your eyes checked?
Are you a member of any professional bodies?
House contents insurance?

Total £1805 approx
Total income £2100 appox
£surplus according to CCCS £195

The S of A is around £1600, as could not put down a lot of above expense as categories were not listed.

Hope it does not look extravagant, I live in London, and we all know it ain't cheap!!

Cheers guys xx

:A[/quote]

AnxiousEm

Thanks have had problems finding my thread again..thought I'd started another one..

Unfortunately I've just submitted form online, as need to print off tomorrow at work..so won't be able to change now..will I have a chance to change figures a bit later on when I see the OR? Incidentally I thought OR took all surplus, is that not the case? Cheers..x