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You know your'e a DFW when you...
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You know your DFW when;
Shops
You know where the reduced section is in every supermarket in at least a 50 mile radius and even your kids say, 'lets got ton the reduced section first'.
The reduced sticker people smile and say hi, when they see you and tell you that they have some meat coming up if you'd like to hang around.
You only go into department stores to collect a free coupon thing or to ask for 'samples'.
You base your shopping around what discounts, bog off's and points you can collect.
You are like a moth to the flame when you are near home bargains.
You know exactly how long you can park for free in carparks so that you can do a sweep of poundland or homebargains if you walk really fast.
You refuse to pay more than a fiver for an item of clothing in a charity shop as you could probably get it cheaper online with discounts or on ebay.
Food
Despite it being christmas eve and you already have a turkey, you decide to buy 3 more and a goose because they are reduced so much and also knowing you have no freezer space for them. Oh and my OH pointed out apparently 'we don't like goose'!:o
Every cupboard is rammed with ingredients that you may use one day.
You meal plan (a bit) and feel very satisfied when you don't throw leftovers away but use them.
Suddenly all your Nigella books seem a bit useless.
You have baked Twinks hobnobs and everybody loves them and will be baking Aussiegirls Anzacs next to even the competition a bit.;)
If stuck for a 'what to do for tea' idea, you always head for the oldstyle board for ideas and inspiration.
When you read how many grams per packet you get compared to price.
Equipment
My essential DFW list of equipment is as follows;
Breadmaker -self explanatory, much much cheaper than shop bought bread.
Slowcooker - great for us working mum's and everyone really. House smells lovely, I don't get stressed when I get in from work.
White board - to write down lists of jobs that need doing, letters that need posting, food that needs using up, reminders of appointments, debts that need tackling, everything really.
Plus used it at the weekend and my children joined in and enjoyed putting a line through each job as it was completed. V. satisfying and for someone like me who has the memory of a goldfish an essential visual reminder.
Computer - to log on here of course.:D
Big calculator - to work things out.
Chickens - 2 0f in my case, great pets and 2/3 free range eggs daily.
Other sites
Paid to shop useful for vouchers and points colecting for Boots Tesco's etc.
Quidco cashback site for online purchasing.
Top cash back as above.
Ebay theres always a bargain on ebay or of course to sell stuff.
Money
When you OH resignedly turns the radio up when Martin Lewis is about to come on and records It Pays To Watch for you.:D
When you sharply ask friends and family if their credit card apr is a good deal.
When you sharply ask friends and family if they have reclaimed bank charges, credit card charges, MEAF, PPI.
When you have a bucket of change and put all small coins in it.
When you know that in order to change your change to notes, to not bother with the coinstar machines (as they take a percentage) but that HSBC account holders (opened one for my DD) have coinstar machines in their bigger branches that convert coins to the bank account without charging you anything.;)
When you have a row with your OH that his 'premier' account with his bank is shiiiitee because he pays £10 a month for the priviledge and gets 'travel insurance (pah) free!!!
When you have a reputation for being helpful and knowledgable with money matters.
When you freely tell people that you are in debt as if it's normal.:p
Other stuff
When, despite it being february, you have already bought and stashed some christmas presents.DFW Nerd 267. DEBT FREE 11.06.08
Stick to It by R.B. Stanfield
It matters not if you try and fail, And fail, and try again; But it matters much if you try and fail, And fail to try again.0 -
Thank you all for this - I am a newbie to DFW but you have just given me so much inspiration!0
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When buy £2 coins from family, friends & colleagues, just so you can add them to the potSaving a house deposit. Member no.7 100% of target
He is your friend, your partner, your defender, your dog.
You are his life, his love, his leader. He will be yours, faithful and true, to the last beat of his heart. You owe it to him to be worthy of such devotion.0 -
:rotfl: :rotfl: :rotfl: Ivana thats cheating!!! are you trying to trump us:rotfl: :rotfl: :rotfl:Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.0
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*When someone tells you that they bought something and you are absolutely appalled that they just saw it and bought it with not even an attempt at a price comparison or getting cashback!*
Love Jacks xxx
Oh I love this one!!I usually show my disgust with a sharp intake of breath or (even worse) a little tut!! :rotfl:
CCCS DMP:Feb 07
Total:£37,016.47 now £0 DEBT FREE FEB 14
2022 Decluttering Campaign 49/10110 -
When your search engine isn't, as a rule, Google but Quidco (backed up by Pigsback)
When you know when each supermarket in your area reduces their different departments, and roughly what is likely to be reduced over the next few days, then actually plan your shopping trips, and list, to fit in with them
When your children, rather than putting their found money, dinner money change and shopping change in the whizz-around charity box thingies in the supermarkets, take them home and put them in the piggybank on the mantlepiece (it's the summer holiday ice cream fund apparently)DFW Nerd no. 884 - Proud to [strike]be dealing with[/strike] have dealt with my debts0 -
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When you know that £1 in 5 pences weigh 60 grams!"I have enough money to last me the rest of my life, unless I buy something."0
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when you get up at some ungodly hour to turn washing machine on, then stand in front of it for half hour, giving it a helping hand with the occasional click round.just one more wont hurt then i'll go back to bed:o0
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