📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

You know your'e a DFW when you...

Options
1235729

Comments

  • deliciosa wrote: »
    I think there's one thread.. let me try to dig it out.
    credit card, cca= consumer credit agreemend, cccs consumer credit ounselling servces, dca debt collection agency, ts trading standards, oft office of fairtrading, etc :rotfl: dfw debt free wannabe, soa statement of affairs, nsd no spend day :) did i leave anything out

    Thanks for that, I must admit some I did know but DW DH and quite a few more have been puzzling me a bit.

    I have just had a SB with GB and a COT followed with a ML or two:p;)
  • fisher-man wrote: »
    Thanks for that, I must admit some I did know but DW DH and quite a few more have been puzzling me a bit.

    I have just had a SB with GB and a COT followed with a ML or two:p;)

    dh - dear husband. what was dw again, i forgot :o

    so, you just had a what with a huh? and a ???? followed with a what of what?????:rotfl:
    Total debt £3625.07. :o
    Goals: 1.) DFD December 2008 (snowball) / October 2008 (me:o ) 2.) Salary £30kpa (currently £26450pa) 3.) Slim down to 55kg (currently 68kg :( ) 4.) Start stoozing :j
    I do not NEED that DVD Tough love club Member #1
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    you check your bank account every day and reconcile it to the penny
    you spend half an hour on the phone to the bank (using sayno to 0870!) to 'discuss' a bank charge
    you have best friends who've you've never met but give you a lot of support on here.
    you log onto mse daily and subscribe to threads so you can read what happend the previous day during your lunch break cos you're horrible employer won't let you in the forum.
    your other half collected their small change and turns to you in Mc D's and says here's the 5p change is better in your purse than their charity box
    you close doors cos you're not heating the street (aka my mum's favourite saying when we grew up and now mine)
    you check for discount vouchers before you buy anything
    you turn part of your front garden into a veggie plot
    you pick up sachets of sauces etc if you're lucky to eat out and acquire the excess.
    you have a spreadsheet with the cost of your favourite grocery purchases with the prices at differernt supermarkets in diff columns so you can always get the cheepest.

    boy do i sound like i live here!
  • you know you're a dfw when family and friends don't donate clothing to the sally army bin anymore, they give it to you to sell on ebay.

    and i am finding it harder to resist the temptation of climbing in the clothing bin to pinch ebayables.
  • you have a pigback account in your name, and one in your partners...
    ... and you order theatre tokes from them both to pay towards his birthday pressie :o

    Mr SSJC want to see Jimmy Carr live and Ive just ordered some tokens to bring down the price of the tickets :rolleyes: :D
  • You watch Martin's programme and realise you haven't learnt anything new, even though some of the items on there don't apply to you :o
  • diamonds
    diamonds Posts: 6,048 Forumite
    Debt-free and Proud!
    you realise the only "debts" you have are your three mobile phone company accounts & you only ever argue about finances with them & no-one else - incorrect billing

    Orange, Vodafone & 3
    SO... now England its the Scots turn to say dont leave the UK, stay in Europe with us in the UK, dont let the tories fool you like they did us with empty lies... You will be leaving the UK aswell as Europe ;)
  • Candy0107
    Candy0107 Posts: 1,645 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Name Dropper
    Since I have been on this site, I have:
    • Always checked the Boots ACM for freebies (thanks to boots for the free shampoo, and Olbas tissues)
    • There are 2 sites that I check in the morning & evening - online banking and MSE
    • Started the sealed pot challenge (bought a pretty pink spotted Terramundi for £2 coins, and a huge Coke bottle for 20p and under - I might have to open the coke bottle on 1st July 2009 (my 30th :eek:), as I want to fill it to the brim
    • started justifying why I do not have anything from the coffee shop/vending machines when they do 'rounds' at work. Let on that I would much rather have a holiday than a Skinny mochachino frappe latte. I work in Finance, so really, I do not like to let on that I owe £17k
    • When I lived in my falt, I woke up at 3am to use the tumble dryer - cheaper electric
    • oh, just thought of another - I now take sandwiches to work, and enjoy reading a library bopok rather than spending money at lunchtime.
    Debts at the start of my journey - about £23,000 lightbulb moment 01.03.2007 (1st payment to CCCS)..Debt Free Date 25.06.2013 Deposit savings £17,000/£30,000
  • tealady
    tealady Posts: 3,850 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    I get free samples sent to friends as well as myself. If it something I will use i know they will hand it over (and visa versa).
    Find out who you are and do that on purpose (thanks to Owain Wyn Jones quoting Dolly Parton)
  • These have made me chuckle - especially the spending £2 coins being against the law one!

    Well for me it is when I find myself starting sentences with 'Martin says....' or 'The Boards say......' on anything from birthday presents, homemade bread to computers:rotfl:

    DFW nerd no = 281 (graduate)

This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.