The Spendaholics Anonymous Thread!

sleepyglowstar

jenniewb wrote: »

Already this month I have aquired 10 over-my-overdraft charges, the bank wrote off 3 but said I have to pay the rest. I am liable to £240ish and only get £135 in total a week. I had my mum bail me out and I now owe her the money, which was a mistake as the benefits people have told me this is "income" and I will loose benefits of the £240 my mum gave me. ...Sorry, I am going off on a tangent.

Anyone have any advice as to stopping myself buying random clothes items? I cant even sell them as this is seen as income...etc

Hi, Im a student at uni and if i go home at christmas i cant work to make up my money cause its income...

ITS DISGUSTING WHAT THEY CLASS AS INCOME...

an 18 year old at home saving money for uni is not bloody income!

sd63

here goes............i spend, I have got myself into debt to the tune of around £30K and this isn't the first time, this has cost me my marriage, my son and in the process of the divorce, my home.

I seem to spend when i have crises in my life. the last time was when i left the Armed forces, and my son was born, this time, I lost b9oth parents within the space of a year, changed jobs and had problems with a staff member.

I also obsess over things, if I have one item, then eventually i find myself "collecting" different versions, colours of the same item. I like prestige, if I buy something it has to be the top of the range.

I want to stop myself doing this, but don't seem to be able to get a grip on the feelings that make me want to spend, it makes me feel better for a short time, then the guilt sets in and I look at things and go "why did I need that?"

I am undergoing counselling for the stress and depression that, largely, i have caused myself, but dfon't know where to turn to stop the spending. I have attempted suicide twice and am contemplating trying again, just to find a way out of all this.

Georgie4

There is absolutely no money problem which cannot be solved , no matter how much time it may take. Deciding to end your life is not a solution and think of those who would be left to deal with it for the rest of their lives. If this is how you are truly feeling today then please phone the samaritans NOW

DFrancis_3

Once you convert to a saver from a spendaholic you will never go back. I am hooked on saving.

sd63

How do i stop myself spending though? it seems to be linked to feeling down and boredom, I find myself comfort eating too, just for something to do. I don't seem to have the motivation to do or stick at anything. I seem to set myself unachievable goals such as "not spending anything other than on essentials this month" then failing miserably and feeling worse for it.

GemGems

Are we all losing interest in this thread? I can imagine for many shopping has been the route to the issues we have now.

Hope Everyone is well xxx

Little_Chicken

Hi gemgems...I'm not sure that people are posting on here anymore. Perhaps everyone is too busy shopping. lol

poorandindenial

Goodness, this is a bit of a blast from the past - lol

ETA: Gemgems - I think it is still an issue and there are lots of other threads that challenge people to take action like the 100 day challenge, the no spend day challenge and the £100 challenge to name a few. This thread sort of dwindled last year although it was lovely while it lasted.

GemGems

I still have the problem lol. I would love to know how to convert to a saver lol.

Gems xxx

MJasonChilton

Hey, Looking for a place to come and talk to spendaholics. Have been looking all over the web and found this thread. Gosh, I've just got to get it out. I spend every dime I get! I am so afraid of having money. I read a book by Suze Orman, The Courage to Be Rich and I think that I found the reason that I spend all of my money. It is a root cause. When I was a boy I loved to save, but then my family was poor and my mother had to use the money for groceries for our family, like $300, and it was all that I had and it took a long time to save it up. I had been saving since I was 6 years old. Then I saved some more money and then my grandmother wanted me to buy a guitar with the money so I did. I was 10 then. So then I kind of got out of the trying to save mode because everyone in my family always made me spend my money on things that I didn't want to and I think that I'm afraid that if I save any money, someone is going to come along and tell me how to spend it all away again, so instead I just spend it all myself. I hate it. The feeling. I feel helpless and scared when it comes to money, like I'm out of control. I had to post this. I've been looking for a chat room but I can't find one. I'm glad that I found this. I want to start a group in my city. I really need help. Thanks for letting me post. Also, is this thread The Spendaholics Anonymous Thread a Forum? I don't understand this. I tried to post a new thread to the Spendaholics Anonymous Forum but I could only post to this thread. Can anyone help me here? Thanks. -Jason