We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
RBS just sacked me for not telling them my debt with their group was unmanageable...
Options
Comments
-
GoingForward2008 wrote: »Thank you! Bankruptcy was the ONLY thing that I could do. I hope that more people have the courage to to the right thing. Sometimes, there isn't another viable option, no matter who you are are or what you do for a living. Ironocally, my vocation in life is illustration, not banking. I guess that I will have to find a new start.
BR is the only option in many cases.
Regarding your vocation, this may be the nudge in the direction you WANT to go in as opposed to the one you have been following. Many people see it as a complete new start, not just financially. You start with a clean slate and the undischarged period can give you the time to plan whre you want to go. :beer:1/11/06 -1/06/07 BSC #42
For FREE advice. Your local CAB Office - ask to speak to a 'money advisor'.*The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111*National Debtline - Tel: 0800 808 4000*Payplan - Tel: 0800 917 7823*Insolvency Helpline-0800 074 69180 -
you should try some of your local solicitors, when my wife was dismissed following a claim for an accident at work our local solicitor put us in touch with an employment law specialist who worked on a basis of 30% of the award, nothing if she lost! as we took this action on principle rather than to make money we were happy with this you may be able to find something or PM me if near Liverpool and I'll send you the details, worth a chat of nothing else!0
-
Sorry to hear the news.
I suggest you also speak to an organisation like ACAS. Your employers have behaved disgustingly, & from what you've said they've used your employment to enable them to get part of the debt paid, though they must know preferential payments aren't allowed. Please speak to the union again - surely they'd allow you to make up the missed payments & get some help, given that you only missed the payments because of your impending BR? If you're called in for another meeting, please don't attend on your own - you should have been able to have someone with you for the disciplinary, & you should make sure you have someone by your side in future. Good luck.
BSC #53 - "Never mistake activity for achievement."
Consumer Credit Counselling Service (CCCS)| National Debtline| Business Debtline| Find your local CAB0 -
that is absolutely disgusting!
Do they not understand that by dismissing you they have now reduced their chances of getting ANY money whatsoever to nil?!
Mind you...I hate RBS with a passion. I seethe with rage every time I have to go and pay my monthly money in for a loan they stitched me up with!
I would definitely speak to ACAS. I could understand it if you had daily access to the vault and G4S when they deliver cash...but not a clerical position!
In my job I have to disclose if I'm declared bankrupt in my security clearance application...but that's only because if I get promoted I could end up with a Government Procurement card for the office!!
Stick to your guns hun and don't let the b******s grind you down!;)I am not a complete idiot - some parts are missing;)0 -
wherediditallgo wrote: »Sorry to hear the news.
I suggest you also speak to an organisation like ACAS. Your employers have behaved disgustingly, & from what you've said they've used your employment to enable them to get part of the debt paid, though they must know preferential payments aren't allowed. Please speak to the union again - surely they';d allow you to make up the missed payments & get some help, given that you only missed the payments because of your impending BR? If you're called in for another meeting, please don't attend on your own - you should have been able to have someone with you for the disciplinary, & you should make sure you have someone by your side in future. Good luck.
Thanks WDIAG....I couldn`t remember the name of ACAS Doh!!
Also the disciplinary procedure would normally state that you are allowed to take a friend or representative in with you to any type of hearing....especially one in which you may be dismissed. This info should be clearly stated in any staff handbook.
Another breach of their own policy by the sound of it.1/11/06 -1/06/07 BSC #42
For FREE advice. Your local CAB Office - ask to speak to a 'money advisor'.*The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111*National Debtline - Tel: 0800 808 4000*Payplan - Tel: 0800 917 7823*Insolvency Helpline-0800 074 69180 -
I also hate RBS with a passion as well.
I would certainly be putting in my letter of appeal just now.
I am in HR;
can you clarify whether or not you were given, in writing, notification of the disciplinary hearing. Did this letter advise you of your right of representation. Finally, did it also advise you that the outcome of the disciplinary could possibly lead to dismissal.
If you were not advised of any that they are in breach of the Statutory Dismissal Procedures.0 -
tight_jock wrote: »Thanks WDIAG....I couldn`t remember the name of ACAS Doh!!
Also the disciplinary procedure would normally state that you are allowed to take a friend or representative in with you to any type of hearing....especially one in which you may be dismissed. This info should be clearly stated in any staff handbook.
Another breach of their own policy by the sound of it.
Sarah x'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde0 -
I was allowed to take in another RBS Group employee (I didn't want to as it was a personal matter) or, an Amicus (the union affiliated to RBS and others). I didn't want to involve Amicus as they tend not to want to go as far a field as the area I am in (East Anglia)... all Amicus reps in my recent history have an affiliation to RBS first, rather than the employee... I just didn't feel they would be able to help, bearing in mind that they all still work for RBS in high profile jobs.0
-
bestmumof3 wrote: »I also hate RBS with a passion as well.
I would certainly be putting in my letter of appeal just now.
I am in HR;
can you clarify whether or not you were given, in writing, notification of the disciplinary hearing. Did this letter advise you of your right of representation. Finally, did it also advise you that the outcome of the disciplinary could possibly lead to dismissal.
If you were not advised of any that they are in breach of the Statutory Dismissal Procedures.
If none of these steps were followed then I think you have a good case for unfair dismissal.
Get yorself on the blower first thing tomorrow and get an appointment with an employment advisor at CAB, call ACAS too
http://www.acas.org.uk/ Click on here for loads of info.....a bit of light bedtime reading
Go to rights at work and then discipline and dismissals1/11/06 -1/06/07 BSC #42
For FREE advice. Your local CAB Office - ask to speak to a 'money advisor'.*The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111*National Debtline - Tel: 0800 808 4000*Payplan - Tel: 0800 917 7823*Insolvency Helpline-0800 074 69180 -
GoingForward2008 wrote: »I was allowed to take in another RBS Group employee (I didn't want to as it was a personal matter) or, an Amicus (the union affiliated to RBS and others). I didn't want to involve Amicus as they tend not to want to go as far a field as the area I am in (East Anglia)... all Amicus reps in my recent history have an affiliation to RBS first, rather than the employee... I just didn't feel they would be able to help, bearing in mind that they all still work for RBS in high profile jobs.
Surely all Amicus reps don`t work for RBS??
If you were unhappy with your local rep you could have requested someone from the area or region office when you were given the proper notification of the hearing?????:D
I think that ACAS or CAB will be of more use to you.
get all your info together, written down if you find it easier to remember. I`ve got to go now but will check back in tomorrow to see how you are doing so I expect to see an update.:D
:beer:
TJ1/11/06 -1/06/07 BSC #42
For FREE advice. Your local CAB Office - ask to speak to a 'money advisor'.*The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111*National Debtline - Tel: 0800 808 4000*Payplan - Tel: 0800 917 7823*Insolvency Helpline-0800 074 69180
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244K Work, Benefits & Business
- 599K Mortgages, Homes & Bills
- 177K Life & Family
- 257.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards