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RBS just sacked me for not telling them my debt with their group was unmanageable...

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  • tight_jock
    tight_jock Posts: 1,902 Forumite
    Thank you! Bankruptcy was the ONLY thing that I could do. I hope that more people have the courage to to the right thing. Sometimes, there isn't another viable option, no matter who you are are or what you do for a living. Ironocally, my vocation in life is illustration, not banking. I guess that I will have to find a new start.

    BR is the only option in many cases.

    Regarding your vocation, this may be the nudge in the direction you WANT to go in as opposed to the one you have been following. Many people see it as a complete new start, not just financially. You start with a clean slate and the undischarged period can give you the time to plan whre you want to go. :beer:
  • aj76
    aj76 Posts: 17 Forumite
    you should try some of your local solicitors, when my wife was dismissed following a claim for an accident at work our local solicitor put us in touch with an employment law specialist who worked on a basis of 30% of the award, nothing if she lost! as we took this action on principle rather than to make money we were happy with this you may be able to find something or PM me if near Liverpool and I'll send you the details, worth a chat of nothing else!
  • Sorry to hear the news. :( I suggest you also speak to an organisation like ACAS. Your employers have behaved disgustingly, & from what you've said they've used your employment to enable them to get part of the debt paid, though they must know preferential payments aren't allowed. Please speak to the union again - surely they'd allow you to make up the missed payments & get some help, given that you only missed the payments because of your impending BR? If you're called in for another meeting, please don't attend on your own - you should have been able to have someone with you for the disciplinary, & you should make sure you have someone by your side in future. Good luck. :)
  • that is absolutely disgusting!
    Do they not understand that by dismissing you they have now reduced their chances of getting ANY money whatsoever to nil?!
    Mind you...I hate RBS with a passion. I seethe with rage every time I have to go and pay my monthly money in for a loan they stitched me up with!

    I would definitely speak to ACAS. I could understand it if you had daily access to the vault and G4S when they deliver cash...but not a clerical position!

    In my job I have to disclose if I'm declared bankrupt in my security clearance application...but that's only because if I get promoted I could end up with a Government Procurement card for the office!!

    Stick to your guns hun and don't let the b******s grind you down!
    ;)I am not a complete idiot - some parts are missing;)


  • tight_jock
    tight_jock Posts: 1,902 Forumite
    Sorry to hear the news. :( I suggest you also speak to an organisation like ACAS. Your employers have behaved disgustingly, & from what you've said they've used your employment to enable them to get part of the debt paid, though they must know preferential payments aren't allowed. Please speak to the union again - surely they';d allow you to make up the missed payments & get some help, given that you only missed the payments because of your impending BR? If you're called in for another meeting, please don't attend on your own - you should have been able to have someone with you for the disciplinary, & you should make sure you have someone by your side in future. Good luck. :)

    Thanks WDIAG....I couldn`t remember the name of ACAS Doh!!

    Also the disciplinary procedure would normally state that you are allowed to take a friend or representative in with you to any type of hearing....especially one in which you may be dismissed. This info should be clearly stated in any staff handbook.
    Another breach of their own policy by the sound of it.
  • I also hate RBS with a passion as well.

    I would certainly be putting in my letter of appeal just now.

    I am in HR;

    can you clarify whether or not you were given, in writing, notification of the disciplinary hearing. Did this letter advise you of your right of representation. Finally, did it also advise you that the outcome of the disciplinary could possibly lead to dismissal.

    If you were not advised of any that they are in breach of the Statutory Dismissal Procedures.
  • tight_jock wrote: »
    Thanks WDIAG....I couldn`t remember the name of ACAS Doh!!

    Also the disciplinary procedure would normally state that you are allowed to take a friend or representative in with you to any type of hearing....especially one in which you may be dismissed. This info should be clearly stated in any staff handbook.
    Another breach of their own policy by the sound of it.
    I think it should also be stated at the beginning of the disciplinary hearing..... I have done a fair few before, and we always have to read the colleague 'their rights' before we even start.... if they decide they want a rep after it starts, we have to adjourn for up to 5 working days for them to find one - thats in accordance with the USDAW guidlines AFAIK - not the right Union I know, but I suspect they would be pretty similar

    Sarah x
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
  • I was allowed to take in another RBS Group employee (I didn't want to as it was a personal matter) or, an Amicus (the union affiliated to RBS and others). I didn't want to involve Amicus as they tend not to want to go as far a field as the area I am in (East Anglia)... all Amicus reps in my recent history have an affiliation to RBS first, rather than the employee... I just didn't feel they would be able to help, bearing in mind that they all still work for RBS in high profile jobs.
  • tight_jock
    tight_jock Posts: 1,902 Forumite
    bestmumof3 wrote: »
    I also hate RBS with a passion as well.

    I would certainly be putting in my letter of appeal just now.

    I am in HR;

    can you clarify whether or not you were given, in writing, notification of the disciplinary hearing. Did this letter advise you of your right of representation. Finally, did it also advise you that the outcome of the disciplinary could possibly lead to dismissal.

    If you were not advised of any that they are in breach of the Statutory Dismissal Procedures.

    If none of these steps were followed then I think you have a good case for unfair dismissal.

    Get yorself on the blower first thing tomorrow and get an appointment with an employment advisor at CAB, call ACAS too

    http://www.acas.org.uk/ Click on here for loads of info.....a bit of light bedtime reading :D

    Go to rights at work and then discipline and dismissals
  • tight_jock
    tight_jock Posts: 1,902 Forumite
    I was allowed to take in another RBS Group employee (I didn't want to as it was a personal matter) or, an Amicus (the union affiliated to RBS and others). I didn't want to involve Amicus as they tend not to want to go as far a field as the area I am in (East Anglia)... all Amicus reps in my recent history have an affiliation to RBS first, rather than the employee... I just didn't feel they would be able to help, bearing in mind that they all still work for RBS in high profile jobs.

    Surely all Amicus reps don`t work for RBS??
    If you were unhappy with your local rep you could have requested someone from the area or region office when you were given the proper notification of the hearing?????:D

    I think that ACAS or CAB will be of more use to you.
    get all your info together, written down if you find it easier to remember. I`ve got to go now but will check back in tomorrow to see how you are doing so I expect to see an update.:D

    :beer:
    TJ
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