FD mortgages - how long for approval?

LostSocks

Great news Van1971

Mrsm and allan673 - Hope your legals come through soon.

mrsm

Good luck for the move tom. Lostsocks:j

Marmadukecat

We have just had a online banking message today to say that our new mortgage will be opened on monday 14th April (10 weeks to the day that we told FD that we wanted the product). The message was in response to one I sent them as I got fed up being on hold.

:j :j

Gezzerboy_2

Got mine through today 12 Weeks after 1st approach . Went for the 5yr 4.99% which on reflection looks like a sweet deal now. Still weird though have a £100k overdraft on my internet banking though.

Must say though was very impressed with FD kept me up to date all the time and I loved the text messages at each step confirming what had happened.

Hope this helps people. FYI They got my legals back on the Friday and it was setup online in just under 1 week

allan673

well i rang f.d today, they have received the amended legal docs and all is ok now, just a case of waiting for them to complete/drawdown.

the lady on the phone said it was due to be completed 2 days ago but they didnt have the amended legal docs (so im guessing they allocate a drawdown date for each mortgage once they have everything)

i will let you know as soon as its all complete.

good luck everyone.

allan673

question for those of you have completed the mortgage,

does the outstanding mortgage balance appear online please, and has anyone made an overpayment from there 1st account to the mortgage account yet please.
im wanting to know if i make an overpayment from the 1st account to the mortgage account, does the mortgage balance reflect the overpayment immediately?

mrsm

:j:D:j:D check out my timeline

LostSocks

:beer: Woo hoo, great news Mrsm. Enjoy your takeaway.

We are moved in now and we have had our first statement for the mortgage and what we owe for the first payment already!

allan673

great news mrsm - did they let you know it was open? or did it just appear online?
they have everything they need from me now, just a query if the redemption statement is valid still - im just hoping its all done next week !!!

mrsm

glad the move went ok lostsocks

Allan they called this morning to query something on the redemption statement and said I'd get a text today when it was completed. By 5 I'd still not heard so i called to check. they apologised profusely that I'd not had the text but confirmed all was completed and i should be able to see the ac online tom. or sun