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Post Office dilemma?
Comments
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be honest you will get your reward one day .. Lie and they could take it all and charge intrest its not your money ....
Slimming world start 28/01/2012 starting weight 21st 2.5lb current weight 17st 9-total loss 3st 7.5lb
Slimmer of the month February , March ,April
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Remember, moneysaving is about getting the best deal, not stealing other people's money dishonestly!0
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Definitely go back and advise them of the error. I'd hate to think that someone could lose their job thanks to my greed.
Do unto others and all that jazz...#145 Save £12k in 2016 Challenge: £12,062.62/£12,000.00 Beginning Balance: £5,027.78 CHALLENGE MET
#060 Save £12k in 2017 Challenge: £11,03.70/£12,000.00 Beginning Balance: £12,976.79 Shortfall: £996.30:eek:
This is the secret message.0 -
simongregson wrote: »Remember, moneysaving is about getting the best deal, not stealing other people's money dishonestly!
Given some of the recent threads I had wondered if the site was now called MoneyStealingExpert. :eek:I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
A few years back I made several changes to a deposit slip before depositing some money. A few months later NatWest contacted me and asked me to visit the branch. Turned out that they had detected an excess amount of money left over at the end of the day. I couldn't see any sign that I'd spent the money and a few weeks later they credited my account for the difference.
A few years later a cashier shorted me by one hundred when I was taking out nine hundred in cash. Check of the amounts and transactions and a little later I got the missing hundred because the there was about that much excess.
The banks will try to sort things out properly. You might make it easier for them by telling them what the mistake is but they will be able to trace it, if necessary by asking each person who paid in a candidate amount to come in and visit them to help them sort out what happened.0 -
Morally, yes, you should tell them.
But, I would argue whether they would tell you if they had short changed you. It would be up to you to go in and wait until they had cashed up - and if they'd messed up and given too much to someone else, they'd be arguing you were wrong!!
I don't think it wil be discovered as easily as some on here would have you think either.
It has to be your decision at the end of the day though, as you have to live with it.0 -
polska1979 wrote: »Hi
So what do I do? Wait for them to get in touch? Leave it for a couple of months and spend it? If they come asking for it back then how am I going to prove that I had £260 in the first place to pay in?
Its not yours to spend or save. Tell the the bank or the po. If I were you I would feel thoroughly ashamed of myself by asking the question in the first place. :mad:0 -
Going back, saying you have just noticed the incorrect figure and asking them to correct it will bring you sincere thanks and a warm glow of having done the right thing.0
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I can't understand how the cashier didn't spot it straight away.
I work in a post office and when ever I deposit money into people's bank accounts this is what I do:
1. I ask how much they want to deposit
2. I then count that money
3. I ask them to put their debit card in the machine
4. Press Deposit Cash and enter amount
5. The screen then even displays the amount and says is this correct.
6. When the transaction is complete, you have the amount on screen and then have to take it to CASH.
The mistake would of been spotted at the end of that day when the cashier, does their daily cash decoration and the system would of then told her/him they were £800 down.
The cashier would then start sweating and recount and double recount the money. If they can't find it, the sinking feeling in your gut is not a nice feeling. They then have to go and tell their manager and they would then print of a balance snapshot with lists all transactions. The mistake might get found, but not always.
The most I've ever lost was £40 and I knew how I did it... I gave 2 bags of pound coins out too many to this woman who wanted change.0 -
The trouble is most of us on here are in such a situation financially that we are struggling, and the thought of an extra £800 is a real temptation.Perhaps the govt should be looking into the cost of living a bit more for the average person not the one who earns £1000000 a year, because I can bet if nobody was struggling they wouldn't even be tempted to keep the money.
FWIW I would be tempted but wouldn't keep it.Debts Jan 2014 £20,108.34 :eek:
EF #70 £0/£1000
SW 1st 4lbs0
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