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21 and in a mess! please help

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  • Hi hooty. Havent got any advice for you, but just had a read through your thread from the beginning... cant believe the transformation you have made, fantastic!

    Just wanted to say that shortly after my LBM last year I transferred my wages and most of my money transactions over to Alliance & Leicester from HSBC, as you have, and I didnt have any problems. I had been with HSBC since starting Uni because they offered great student deals at the time but as Martin says 'Loyalty counts for nothing' so I thought I would look after number one (me!).
    Make £5 a day challenge - February £54.28/£140
    To help pay off 0% CC debt - 27.1.15 £7367.12
    Mortgage deposit savings £2501.00/£15,000
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