Credit Card Balance Transfer Discussion Area 3

Hanoijane

When I rung to activate my virgin/mbna card I was told that there was no charge on BT on my virgin card during the initial promotional % rate period.

Tharweb

Well going off what other Virgin card holders are saying, I shouldn't be charged as I applied on the slip sent with the agreement form and they are supposed to tell me first if they are going to charge.

Got a letter from Virgin last week asking me if I wanted to apply for a credit card ???, LOL! already applied last week thanks but now they want to give me a free MP3 player, timing eh! ::)

smartsaver

Got a letter from Virgin last week asking me if I wanted to apply for a credit card  ???, LOL! already applied last week thanks but now they want to give me a free MP3 player, timing eh!  ::)

I'd ring them and say I applied last week then this got this letter - what are my chances ::) (or words to that effect

LionKing

Where can i apply for a Virgin card and get the free MP3 player....is this offer still available?

VP

Hi,

Not sure if there's a list of these anywhere (please tell me if there is) but I'd like to know what cards currently do an SBT, and which ones charge a fee, and how I actually do one, as none of them really seem to publicise how to. :-/

I'm not bothered about long interest free periods, as I only need it to pay off a small overdraft.

I already have a Mint card, a HBOS card and a Smile card.

Unbelievable_2

Hello VP

Sounds like you need an Egg - you can transfer your overdraft directly onto the card, no fee, currently 0% until June 05 I think (might become July 05 next month!).

Unbelievable_2

VP - your mint card gives free SBT, use the cheques they supply to pay money in to your bank account.

Free only if you are in your 0% intro period (or maybe if you have a positive balance on your Mint card).

VP

Thanks everyone for the replies

I may transfer my credit card balance to the Egg card next time, so I think I'll save that one for then, as my credit card balance is much larger than my overdraft

Just to clarify, are you saying that if I apply for the SBT at the same time as the card, I shouldn't get charged for it? ???

Tharweb

I'd ring them and say I applied last week then this got this letter - what are my chances  ::) (or words to that effect  ;)

Thanks smartsaver, I tried but no joy, worth a try though

Where can i apply for a Virgin card and get the free MP3 player....is this offer still available?

This is the link on my letter https://www.virgin.com/vmOctober7 If you get 2 by mistake, don't forget who told you about it ;D

Tharweb

Well going off what other Virgin card holders are saying, I shouldn't be charged as I applied on the slip sent with the agreement form and they are supposed to tell me first if they are going to charge.

Oh, knew there was something else...I DIDN'T get charged for the SBT afterall. Sorry to have gone on a bit about this but it would have made a huge whole in my prospective gains.

Thanks for your help everyone. :-*