Credit Card Balance Transfer Discussion Area 3

Unbelievable_2

The MBNA cards (Virgin, Alliance & Leicester, etc.) all have a minimum payment of £5. AFAIK all other cards charge between 2-3% minimum payment.

mda160

AFAIK ?
How about Mint ?

johnllew

How about Mint ?

Mint's minimum payment is 2.25%.

mda160

Is there a complete list of The MBNA cards (Virgin, Alliance & Leicester, etc.) and all others which have a minimum payment of £5.

Unbelievable_2

Have a lookhere

and also Virgin, Alliance & Leicester and Abbey. (There may be others tho)

BTW - AFAIK = As far as I know

ellywellywoo

Can someone tell me please which credit card is offering the longest balance transfer at the moment. I already have a lloyds credit card so cant use them.
Have looked at various cards and they all seem to offer 9 months. Are there any that have a longer offer at 0 %
Thanks

Reaper

9 months is generally the longest. Apart from LloydsTSB Advance there is only Capital One at 18 months. However you can only apply for this if you find one of the special leaflets to apply with. They are like gold dust and there don't seem to have been any handed out recently.

madeinengland

I am using the holiday period to put in motion a couple of balance transfers coming to the end of the 6 months.--I haved followed this thread and as always I have found it most helpful.

Could anyone inform me with regard to 2 points-

I received an application from Citi offering 9 months 0% on both transfers and purchases - this seems a good deal to pay off my Egg card,has anyone any comments as I have not crossed them before?

Also I would ask why all the MBNA managed cards ie Abbey-- Virgin etc are suggested and no mention of MBNA themselves,who I always find ok and good limits.
If I do apply for them can I apply for the others if needed as well.

hope this makes sense.

johnllew

I received an application from Citi offering 9 months 0% on both transfers and purchases - this seems a good deal to pay off my Egg card,has anyone any comments as I have not crossed them before?

They're fine but note they will only let you BT 90% of your credit limit.

Also I would ask why all the MBNA managed cards ie Abbey-- Virgin etc are suggested and no mention of MBNA themselves

MBNA are also fine but watch out for the BT fees.

madeinengland

Thanks for that JL - Do you know why this site would link those listed ie Abbey / Virgin which dont appear any better than MBNA themselves?Is it due to the fact that the others dont charge for BT's or that MBNA dont offer SBT's? Thanks