Statute barred

fatreg

I'm unsure as to wether or not I made a payment, I would guess not or Westcot would have record of that I guess...

Will send that letter and see what comes of it....

thanks for the luck! I fear I may need it!!

Cheers

never-in-doubt

fatreg wrote: »

I'm unsure as to wether or not I made a payment, I would guess not or Westcot would have record of that I guess...

Will send that letter and see what comes of it....

thanks for the luck! I fear I may need it!!

Cheers

Well don't be so rash - thing is if you know for a fact you last spoke in 2004, then just wait 9 more weeks until you are 100% certain no matter what that they cannot accuse you of being in contact/acknowledging the debt? For 9 weeks you could be left with this for 6 years, I know what i'd sooner do!

fatreg

This is true, but Westcot tell me they have no record of anything other than a letter being sent on the 14/7/04, I would never have sent a letter back (I'm new school, I believe in e-Mail!) I guess it may be easier to wait the 9 weeks then send it, as I know then it's outside 6 years for sure, my only issue with waiting is I told the lady today I'd pay the £150 on Friday, seeing as though this was vocal and not written, I can go against my word?

If so, I guess I wait 9 weeks and then send that letter..

Cheers!

never-in-doubt

fatreg wrote: »

This is true, but Westcot tell me they have no record of anything other than a letter being sent on the 14/7/04, I would never have sent a letter back (I'm new school, I believe in e-Mail!) I guess it may be easier to wait the 9 weeks then send it, as I know then it's outside 6 years for sure, my only issue with waiting is I told the lady today I'd pay the £150 on Friday, seeing as though this was vocal and not written, I can go against my word?

If so, I guess I wait 9 weeks and then send that letter..

Cheers!

Hiya

forget that phone convo - it never took place, legally and technically a verbal agreement does not constitute acknowledgement of the debt (as tixy rightly pointed out). Therefore trust me, just wait the 9 weeks or whatever - JUST IN CASE! You may have your dates wrong by a day and ruin SB in its entirety, similarly had you of paid the £150 - that would have been silly (well done for not acting so promptly)

I'd sit and wait for a few weeks, let them hassle you - just ignore them or hang up if they ring you, fail security - whatever, but do not get drawn into discussion with them!

fatreg

never-in-doubt wrote: »

Hiya

forget that phone convo - it never took place, legally and technically a verbal agreement does not constitute acknowledgement of the debt (as tixy rightly pointed out). Therefore trust me, just wait the 9 weeks or whatever - JUST IN CASE! You may have your dates wrong by a day and ruin SB in its entirety, similarly had you of paid the £150 - that would have been silly (well done for not acting so promptly)

I'd sit and wait for a few weeks, let them hassle you - just ignore them or hang up if they ring you, fail security - whatever, but do not get drawn into discussion with them!

Thank you!

I shall sit tight and ignore and calls, letters for 9 weeks then dispatch that wee beauty of a letter...

Thanks for all your help.

Cheers

isis333

Hi everyone, posted a post a few months ago about a debt that was statute bared. Just recieved another letter today from a debt recovery/baliff specialist saying they have been instructed to recover this debt. I sent a s/b letter to the other company and now this letter has come from a different one. Are they just trying thier luck again.

Many thanks for any help
Dawn

never-in-doubt

isis333 wrote: »

Hi everyone, posted a post a few months ago about a debt that was statute bared. Just recieved another letter today from a debt recovery/baliff specialist saying they have been instructed to recover this debt. I sent a s/b letter to the other company and now this letter has come from a different one. Are they just trying thier luck again.

Many thanks for any help
Dawn

seems like they are, just do the same again and send the SB letter to the new DCA - if they carry on then report them and have done with it - you don't need the hassle :mad:

isis333

Thanks, I thought they were just trying it on but always best to ask, x

fatreg

Following on from my recent posts, I had a letter from MH yesterday saying I had 72 hours to pay or a door step agency will come, !!!!!! are they going to do? They don't have a CCJ so won't be stepping foot inside my house, and the car parked on the driveway is a courtesy car as mine is being written off....

Only a few more weeks then I can dispatch some letters..

Cheers

GeorgeUK

There is a template letter you can send to stop doorstep collectors from calling.

You are quite right though, they MAY come to your house and request that you pay, but that's all they can do. Alot of the time this is just a threat to get you to call them - just stick to your plan and hopefully this will be done and dusted in a few weeks.