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Tuesday 22/01/08 What small dfw thing have you done today???
sophiesmum_2
Posts: 4,965 Forumite
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.
Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.
Today I will:
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.
Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.
Today I will:
- Check online banking
- Do clicks
- Make storecupboard lunch
- Try and have a no spend day
- have dinner at friends as no kitchen still:rolleyes:
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Comments
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Hi Sophiesmum, ur up early!
Not sure I can do as much today as yesterday!
Today I will:
check my mobile balance so I don't go over my "free" minutes
Eat my homemade soup 4 lunch, leftover leftover curry for tea
have a NSD (am meeting friends at lunch but H is buying me a drink as she knows I'm so broke!)
Look through books to list on amazon - can I make money this way?
Not put the heating on today
Thats it for me today! Good luck everyoneDF as at 30/12/16
Wombling 2026: £25.70
Grocery spend challenge Feb £285.11/£250
GC annual £389.25/£2700
Eating out budget: £ 48.87/£300
Extra cash earned 2026: £1850 -
Today I've brought packed lunch to work, saving me £3-5 on lunch from one of the shops in town.
I've left my purse at home so cannot spend any money!
I am charging my phone at work.
I'll do my clicks later this morning.
Cat.xDFW Nerd Club #545 Dealing With Our Debt
never attribute anything to malice which can be adequately explained by stupidity, [paranoia or ignorance] - ZTD&[cat]
the thing about unwritten laws is that everyone has to agree to them before they can work - *louise*
March GC £113.53 / £3250 -
Morning All,
ok,
- Do clicks in a sec
- Check ebay stuff selling ok
Not much today
LBM - March 2007
Total debt Jan 2008 - 23,535.62 (£7050.74 - Student Loan):eek: [strike]£16,484.88[/strike] £13,762.86 (NOW) total debt
Proud to be dealing with my debts - DFW NERD No. 457 Weekly budget £21.680 -
Today I will
Set up washing machine to use economy 7 overnight Done and ready to go
Spend the hour my ds has his english lesson in library, so i don't wonder around and spend money. Bought Seed potatoes £3, but this should repay itself 10 fold
Dry washing on line Rain is psistent its on the radiator
I will walk dog (Cheaper than Gym) Duly walked between the raindrops met dd from bus
Check online Banking Done no miracles there
Write letters cancelling unused credit cards/store cards. Have found details but no computer with printer free in house, DD doing coursework, DS editing his MOVIE I hope he remembers his old mum and dad when he is rich and famous
Have a good money saving day:DMy finances are work in progress.Normal veiwing will resume shortly0 -
Today I will:
check online banking
pay in cheque from mobile cashback offer
make dinner from stuff in freezer0 -
Unfortuantely today is the day my OH car is being repaired and it's gonna cost quite a bit :eek:
However, I have:
Put some things on Play and Amazon
Put slow cooker on for dinner (all from freezer or cupboard)
will walk to work:)Do more of what makes you happy:)0 -
will walk to work
leave purse at home
and take soup in for tea in work:A :j0 -
Today I Will
Aim for a NSD.
Continue with my analysis of old bank statements
Stay on MSE to keep me away from the shops
LBM : August 2007my debts: less than this time last year....!DFW Nerd Club #706I'm Proud To Be Dealing With My Debts
0 -
I have
- phoned tax credits to tell them about my drop in income now I am on the later end of my maternity pay (ie- nothing!), hopefully will qualify for a bit more
- packaged some ebay parcels to post later
- will use all scabby veg and make a casserole
- clean up later, find out what the offending item is in the fridge!
- buy ingredients for 5 bean chili in town, batch cook it
- return library books before I get a charge0 -
Hi all

Today I have done £2 worth of yougov surveys
Will also eat only what i have in the house and ensure that I use the older stuff first!!
Have a good scour about for possible ebaying items (wishful thinking I think!).
Chase up refund from water company because of the problems with the water.
Surveys and clickthroughs.
Sea xxCCCS DMP:Feb 07
Total:£37,016.47 now £0 DEBT FREE FEB 14
2022 Decluttering Campaign 49/10110
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