Question 1.16 - Legal proceddings.

NoMoreExcuses

I am also putting in and Abbey National joint account that i dont have access to (ex has card and his salary goes into it). It asks is it in debit or credit - how the hell should I know?

Richard_S

NoMoreExcuses wrote: »

Well, I am filling in bank account details (even thats difficult, I am with Barclays who are formerly Woolwich - so how long have I been with them??)

Approx 5 years; if it's wrong the O.R will correct it, and it's immaterial anyway.

NoMoreExcuses

:rotfl: Gorgeous! Ha! Thats a laugh, am sitting with my non matching PJs and fluffy slippers and extra thick reading glasses on....:rotfl:

Richard_S

NoMoreExcuses wrote: »

I am also putting in and Abbey National joint account that i dont have access to (ex has card and his salary goes into it). It asks is it in debit or credit - how the hell should I know?

If it's a bank account, it'll be a debit card.

Richard_S

NoMoreExcuses wrote: »

:rotfl: Gorgeous! Ha! Thats a laugh, am sitting with my non matching PJs and fluffy slippers and extra thick reading glasses on....:rotfl:

Hahahahah, you should see me. Thought I'd grab B.T before they got busy and not had time for a shower or shave; I look like an escaped convict.:eek: :eek:

Richard_S

NoMoreExcuses wrote: »

I am also putting in and Abbey National joint account that i dont have access to (ex has card and his salary goes into it). It asks is it in debit or credit - how the hell should I know?

Sorry, I misunderstood that; it'll be in credit; the O.R will check anyway, and you can explain that you've no longer got access to it.

NoMoreExcuses

no - it asks for whether it is in debit or credit. i know its a debit card, with no overdraft, but I dont know how much its in credit for.

Did you see my other question about CCJs - do I put this in the legal proceedings bit (it suggests custody hearings etc implying that CCJs might be in another section)

JCS1

NoMoreExcuses wrote: »

Well, I am filling in bank account details (even thats difficult, I am with Barclays who are formerly Woolwich - so how long have I been with them??)

Just approximate dates and figures will be fine, it's difficult enough remembering what you did a week ago, yet alone years, and the OR understands this.

NoMoreExcuses

So I do actually get the chance to explain things that dont actually make sense? Im sure there are a few things that are not on my equifax file. For example I had a HUGE powergen bill at my old property that isnt on there - do i include that?

Richard_S

NoMoreExcuses wrote: »

no - it asks for whether it is in debit or credit. i know its a debit card, with no overdraft, but I dont know how much its in credit for.

Did you see my other question about CCJs - do I put this in the legal proceedings bit (it suggests custody hearings etc implying that CCJs might be in another section)

If you put it's £100 in credit, as a best estimate, and then explain to the O.R that it's an account you no longer have access to. The Judge won't ask you anything about balances on accounts.


No I wouldn't. If there's nowhere that specifically asks about CCJ's put it in Additional Information. If there's no additional information section, leave it out and make a note to advise the O.R.