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Daily Chat Thread 14th Jan
Comments
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Can't help you there I'm afraid... that's one of my biggest weaknesses!ginormousflares wrote: »Does anyone have any tips and ideas on how to stop being lazy?Total 'Failed Business' Debt £29,043
Que sera, sera.
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That's great news about the show IA I'll be watching and if I'm working I'll record it.
We are in a state of uncertainty as OH has finally got his posting and we're due to move however as normal life is never that simple - we have the small problem of buying and selling another house by the 31st March! SO after moving back into our house in September we have had the EA back today to take some more 'lived in' pictures, reduced the price and have it back on the market. I can still stay at my current job though as we're planning moving about 23 miles west of my job, we currently live 38 miles to the east. Just need a buyer now and we'll be away:rotfl:
On top of that I've applied for a new job within the place I work and I've got an interview tomorrow. I'm meant to be putting a presentation together but I think I'll bluff my way through!:rolleyes:Debtfree JUNE 2008 - Thank you MSE:T0 -
Morning! Just been to do my food shopping. Thought I would be good this week and live off beans on toast and pasta all week .... yet still managed to spend £48! Has anyone else noticed that food prices seem to have just rocketed? Everything that used to be cheap seems to have gone up *sigh*Olympic Countdown Challenge #145 ~ DFW Nerd #389 ~ Debt Free Date: [STRIKE]December 2015[/STRIKE] September 2015
:j BabySpendalot arrived 26/6/11 :j0 -
Ok, just given in and called the garage......
They are still doing some checks, but my VALVES ARE OK
They can't say that something else hasn't been broken, but they are going to fit a new tensioner and cam belt and see if that works and then call me back.
Cost:
Cam belt - £225.
Tensioner - £35
Labour est - £40
Guesstimated about £300, but subject to nothing else being wrong and labour. That's not to bad is it.
But I wouldn't get her back until tomorrow. And they are going to call me once they know for sure.
A little less panicked now.Current debt - £16,300
Debt at worst 17/03/2011 - £18,067.62:eek::eek::ANot going anywhere else, ever again :A0 -
Oh that's such a relief Lucy!!!!Total 'Failed Business' Debt £29,043
Que sera, sera.
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Ok, just given in and called the garage......
They are still doing some checks, but my VALVES ARE OK They can't say that something else hasn't been broken, but they are going to fit a new tensioner and cam belt and see if that works and then call me back.
Cost:
Cam belt - £225.
Tensioner - £35
Labour est - £40
Guesstimated about £300, but subject to nothing else being wrong and labour. That's not to bad is it.
But I wouldn't get her back until tomorrow. And they are going to call me once they know for sure.
A little less panicked now.
this is good new Lucy! You feeling a bit better now. It's the not knowing and feeling at the mercy of other people that is hardest to cope with isn't it?
Morning everyone else, :hello: i got a surprise today... Family allowance was in, so i was completely shocked as i was sure it was next week. Normally i know to the penny/day what's coming in or out (not quite to IA's standards but close!), so i'm chuffed to get the cash early!
I also won a total of £48 in free bingos at the weekend (first time i've won in ages, and i do loads of them). I had to pay £15 (thank heavens for FA!) to withdraw £33 (£18 winnings from IC Birmingham) and am waiting on Think Bingo to get back to me so i can confirm a £30 withdrawal from them too. They don't need a deposit but i think it takes 2 weeks to get to you!
Still tis free money, although i would like my £15 back, ic one shouldn't take too long i think.
I hope!I'm just a seething mass of contradictions....(it's part of my charm!)0 -
Morning everyone
Feeling very positive today - had a great weekend discussing all things money-saving with the DH and think we're in this together once and for all now! Made packed lunches for us both, made a tight budget for this week, didn't spend anything unnecessary over the weekend and planning a quiet week - should last til payday now without incurring any extra debt!
We took our coins to the coinstar on Sat and managed to get £7 off our shopping so got a weekly shop for £25 - not bad!Fiona xx
:easter_ba
Proud to be dealing with our debts
Lightbulb moment - September 2006.
Got organised, got a joint account, stopped overspending.
Debt free date: December 2009 - we can do it!
# IA's Lose the belly, bum (and the debt) challenge 2008
Halve our debt in 2008 / Pay off the rest in 2009
Goals by July 2008:
* Former employer overpayment with £1,800 remaining...
* 0% Virgin Credit card with £1,800 (we needed a holiday...!)0 -
Ok, just given in and called the garage......
They are still doing some checks, but my VALVES ARE OK They can't say that something else hasn't been broken, but they are going to fit a new tensioner and cam belt and see if that works and then call me back.
Cost:
Cam belt - £225.
Tensioner - £35
Labour est - £40
Guesstimated about £300, but subject to nothing else being wrong and labour. That's not to bad is it.
But I wouldn't get her back until tomorrow. And they are going to call me once they know for sure.
A little less panicked now.
Spoken to OH who thought that the cost of the Cam belt was steep, but also guessed that it includes the labour to fit it. So Hopefully that will be it.Current debt - £16,300
Debt at worst 17/03/2011 - £18,067.62:eek::eek::ANot going anywhere else, ever again :A0 -
We took our coins to the coinstar on Sat and managed to get £7 off our shopping so got a weekly shop for £25 - not bad!
People will be along to beat you with a stick for using coinstar! Not very DFW!! Some peeps say you can enter all your change into the automatic self service tills... which is worth a try if your shop has them, saves losing 10% or whatever coinstar takes..
Personally i'd be inclined to use coinstar for convenience! we bag our coins and bank them in our DD's account, i think they don't mind as long as they are bagged up and if it's a childs account they are less inclined to object i think.I'm just a seething mass of contradictions....(it's part of my charm!)0 -
morning all.....been a busy old day on the daily chat thread so far...Ive only just managed to drag myself out of bed LOL. Just came on the comp to get the addresses for the other three amazon books sold last night so I can go and get them posted but got distracted by mse in case there was any news of the bank charges test case. Lucy, glad to hear things werent quite so dire about the car and heres hoping there is nothing else been broken. Its a big enough dent in the savings!!DFW 228 LONG H 68
DFD 2017 :eek:0
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