Pet Insurance 14 October 2004 at 9:37PM edited 30 November -1 at 1:00AM in Pets & Pet Care 36 replies 2.4K views

haverhillhammer

Looking for some good companies to get pet insurance quotes from.

Any Ideas??

cruisemad

We think these are a total rip off and have always set aside "the insurance premium" in a seperate account. The money soon builds up and we have not been caught out yet. You are just taking the gamble that your pet will not be taken ill before your account has enough to pay the vet bill. We have been doing this now for 20 years with between 1 and 4 Great Danes in the household at any one time.

neilk_2

http://www.eandl.co.uk always seem to be the cheapest when I've looked (for a cat).

Lara

We've always had Petplan until two years ago when we had a new doggie and took out LIFE insurance with Pinnacle Pet Helathcare. https://www.pinnacle-pet-health.co.uk

As our doggie has epliepsy I'm pleased we took out lifetime insurance as she is now covered for the rest of her life with anything. HTH

madeinengland

We have been doing some homework for our new pup.I have in the past taken the self risk option,whereby you put the premium away each month and hope.
My thoughts are that it's a risk because most often the pup is in greater danger than the adult dog.The first years probably a good idea.Also a good insurer will give death cover-which can be a small help if the animal dies young and you wish to replace an expensive animal quickly-which most do.
Pets are a risk and vets are expensive-I would take the £10 a month option and sleep easy.
We like the look of -http://www.sainsburysbank.co.uk/insuring/ins_petinsurance_pet_skip.shtml?source=NETGOOGLPETIEM010001

hope thats of some help.

haverhillhammer

thanks for the replies, so far.

I had a Greyhound that had to be put to sleep about 3 months ago.We went for the put the premium away and hope idea. Well, over a £1000 later, I guess I think the risk isn't worth it!!

Just got my new greyhound today ;D

[Deleted User]

after being run over, my neighbours cat was given a 40/60 chance if it had a £850 operation, which they just couldn’t afford.

I would have paid more than that for less odds of success. So for me the cost of the insurance for my boys is absolutely irrelevant.

sorry for the OT opinion....

haverhillhammer

after being run over, my neighbours cat was given a 40/60 chance if it had a £850 operation, which they just couldn’t afford.

I would have paid more than that for less odds of success. So for me the cost of the insurance for my boys is absolutely irrelevant.

sorry for the OT opinion....

Not at all, I am looking for the best quote I can.After my last experience,there is not an option as to whether I get pet insurance,but with whom.

Murtle

I have mine through Tesco - just under a tenner a month covers my two cats. makes me happy, as they are my most important!

WeirdoMagnet

http://www.eandl.co.uk always seem to be the cheapest when I've looked (for a cat).

I would check the maximum payout for E&L. They do horse insurance too and a few years a go a friends' horse went lame - the insurance only paid out £1000 which only just covered some nerve blocks and other diagnostic scans.

I know she is not insured with them anymore!

dougk_2

RE E&L..... be very careful - we had cover for our cats which stated £2000 of vets cover...but..................
when we actually went to claim the small print said to a maximum of £500 per incident. After that you still had to pay the first £40 of the claim which meant we actually got £460 paid thats all.

The treatment cost £1450 (broken leg with complications) so the insurance only covered 1/3rd.

Now with pet plan which covers for Life. E&L do not and would not have covered the leg that was broken ever again.

The cheapness is reflected in the cover given!

Doug

PS I was shocked at the costs involved with vets bills.
Apparently the costs have increased over 400% in 8 years!