New Job / IPA / I&E HELP!

tigerfeet2006

BI = Beneficial interest

G-G_4

tigerfeet2006 wrote: »

G G would you need the internet to help with your new job? There is also a firm that does study courses for free, can't remember the name right now but someone will. Can you sign up on one of these so you are studying so need the internet?

I'm studying with the OU, so I need a computer for this, I also need extra bits and pieces for studying, it's a science course so I have to do little experiments.. :T

betterlatethannever

Learn direct do free courses. A simple ECDL can be helpful and fun! http://www.learndirect.co.uk/

BI= beneficial interest..and i know nothing about it.

Edit:you both beat me to it......

G-G_4

tigerfeet2006 wrote: »

BI = Beneficial interest

Ah, okay, yes.. I looked into this quite a lot as we certainly did not want that to be an issue for us as OH has quite a bit of equity and it would be a disaster if that happened.

tigerfeet2006

G-G wrote: »

I'm studying with the OU, so I need a computer for this, I also need extra bits and pieces for studying, it's a science course so I have to do little experiments.. :T

Cool :cool: DH a scientist so let me know if you get stuck.

So add internet and anything you need for your course. Do you go on residential courses etc.

G-G_4

£350 Housekeeping (2 adults, 2 dogs, 2 rabbits, 2 guinea pigs)
£15 Internet
£5 Open University Materials required
£50 Transport (bus into work everyday)
£50 clothing (office clothes)
£11 t.v license
£29 Pet insurance for 2 dogs
£42 Council tax (for my share)
£50 Gas/Electric (for my share)
£30 Holiday savings
£30 Mobile Phone
£8 Prescriptions
£15 Dental
£10 Dry Cleaning
£20 Dog Care (Food)
£10 Hairdressing
£25 Maintenance and repairs


£1250 Gross income

£750 Total so far...

I've taken off the rent and added internet and Open Uni materials. Also increased housekeeping.

G-G_4

tigerfeet2006 wrote: »

Cool :cool: DH a scientist so let me know if you get stuck.

So add internet and anything you need for your course. Do you go on residential courses etc.

They do have study meetings in Leeds every now and then, so I would need extra money for transport.

Trying to think if there is anything else I can put down..

The rent would be the major one, if I could get that on without there being a possible BI then I would be ok I think.. How do they determine BI? Would it be from before the date of bankruptcy?

betterlatethannever

Do you have a landline..can't see any house phone bills?

tigerfeet2006

Just to warn you that your HK may be cut. But it is better to start high and quibble downwards with the OR.

tight_jock

You should be able to account £1000 to within the limits( ie less than 100 excess)

Remember
Mortgage/Rent
Car tax
Fuel
Public transport
Insurances - house, and contents and car
Maintenance of car
Union subscriptions
Dental
Medical
Optical
Food
Phone
Gas
Leccy
Water
Council tax
Clothing
Haircuts
Kids( ? )
Holiday
Birthday/Christmas
Pets.........

And more.......Richie had a definitive list that went on forever but I can`t find it so this should keep you going!!