Car accident -who's fault?

chris147_2

If you hit a parked car it's your fault simple as.

It's up to the car driver to ensure that there is sufficient room to pass and even the highway code recommends at least an open car doors width when passing a parked vehicle. Just because it was on double yellows doesn't enter it. Fair enough it shouldn't have been there but surely this is just down to yourself being impacient and trying to squeeze through a gap that wasn't big enough?

LuciferTDark

ormus wrote: »

so if my GD stands on your driveway entrance, and you knock her over its her fault, or 50/50 fault?

No it's your fault for not having a bit more control over her.

KeithP

Markyt wrote: »

If a fire engine didn't get to a fire because a road was blocked by a car parked on double yellows it would be the engine drivers fault?

No.
But if a fire engine drove into a parked car, whether it is on yellow lines or not, then the driver of the fire engine is at fault.

movilogo

If a fire engine didn't get to a fire because a road was blocked by a car parked on double yellows it would be the engine drivers fault?

Fire trucks are allowed to hit your car to get access to premises during an emergency situation. Then they will sue you for blocking their access and damage of the fire truck. If you are comprehensive, your insurer will probably pay for your damage but you'll definitely get a hit on your NCB as they won't be able to recover it from 3rd party.

lilac_lady

Did the takeaway get cold? Bet he won't park there again.

nearlyrich

I know a fireman who drives a fire engine, he loves it when they get a shout and muppets have parked on both sides of a narrow street they have to go down...bumpity bump hit everyone maybe they will think next time "is there room for an emergency vehicle to get through?"

OP IT'S YOUR FAULT!!

dzug

Keith wrote: »

Not at all, our car had a bit of paintwork damage so we didn't claim for anything, she claimed for work to her door to have the dent removed and the paint and rubstrips repaired.

We retained our NCB and Norwich Union state that it was a none fault claim.

Still doesn't make sense.

If YOUR insurance paid for the neighbour's car, then they were admitting you were responsible.

And if you didn't claim at all your NCB would be unaffected anyway.

'I wasn't looking where I was going therefore I didn't see the other car so I hit it' really doesn't sound like the basis for a no fault claim. What did you tell the insurance company?

Keith

We contacted them to let them know that someone would be making a claim against our policy, that we had struck a parked car whilst reversing off the drive, that was all they wanted. They then dealt with the neighbour who had their car repaired.

I thought you lost NCB if a claim was made against your policy which the company can't recoup it's payments to the 3rd party?

Conor_3

Not if you've got NCB protection and if you honestly think that it was your neighbours fault, I don't expect you to have the intelligence to work out whether you have protected NCB or not.

You HAVE declared the accident at renewal time haven't you?

Keith

Conor wrote: »

Not if you've got NCB protection and if you honestly think that it was your neighbours fault, I don't expect you to have the intelligence to work out whether you have protected NCB or not.

You HAVE declared the accident at renewal time haven't you?

No we didn't have NCB protection, that's why we expected to lose 2 years. I didn't think it was the neighbours fault, so I was very !!!!ed off at myself for not checking the insurance documents for NCB protection (we'd bought the policy through a screen scraper) and for some reason it hadn't been included, although it had been selected.

Yes, the accident was declared as none fault as the insurance company confirmed on providing proof of NCB at the expiry of the policy.

My point was as in the ops case it does look a straight forward fault accident sometimes insurance companies do get it wrong.