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mooseballs wrote: »
As a general rule, do the deals on balance transfers apply if you wish to transfer a partner's balance on to a new card? e.g my partner has a poor credit rating and I was wondering whether I could take out a card in my name and then transfer his balances
gary_ingham wrote: »
I read about 0% super balance transfers (Virgin etc) Does this mean I basically pay money into my bank account from this new 0% card?
clbanks wrote: »
Hi, my Son who is a Student in his final year has got himself into financial difficulty. He went over his overdraft facility, not by much to which they charged him £90 not just once. Apparently Lloyds almost forced him to take a loan out for about £1300. I'm sure I haven't got all the facts out of him yet. I hate the thought of him paying interest and would be happy to put it onto an interest free visa card, is this possible?
I am going to look into the bank charges, he says he is going to go and see the CAB, not sure how much help they will be.
smilesimon wrote: »
I have a loan that I was wondering if I could shift some or all of it onto a 0% card. Does anyone know if this is possible?
suj123 wrote: »
I understand what a balance transfer is, but i am unsure about how the minimum payments work with these.... Do you pay say the nominal £5 every month and not incur any interest on the BT or do you pay 2.5% (whatever the rate may be) of the balance remaining every month.
Can anyone shed any light on what you should be paying each month on a balance transfer? For example say £10,000 is transferred to another card.... what should monthly minimum payments be in order to avoid any interest payments?
Rob81 wrote: »
Is it technically a balance transfer if I pay off a car finance with a credit card?
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