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Started unpacking my new, special, super-duper, deluxe, very carefully chosen storage boxes for my craft cupboard and taking them upstairs and found three of the six of them had broken corners! 😢
Have contacted big river, as they shipped them, and had a full refund for all six 🤷♀️ and reordered four, as they come in sets of twos. Perhaps Mr KK can use the broken ones in the garage?
Do I get an award for doing online ‘chat’ in parallel with cleaning the downstairs loo …? 🤔😉
KK
As at 18.08.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 64 books of target 52 in 2026 as @ 2nd September.
Produce tracker: £315 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Definitely award worthy @KajiKita
I have done some more of the big clean. I'm now on downstairs
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty3 -
I have renewed my car insurance. Current company tried it on, massive increase, I clicked on review my quote but didn't change anything, the new quote was only £1 dearer than this year's. That'll do, I was only going to save a couple of pound if I switched but so much more faff.
Debts 04/01/25 01/09/26
Natwest X2 £14,122.71 -
Barclaycard - £9,977
Lloyds CC £6,112.60 £3,595
1st Direct CC £176.03 £31.47
CC total £20,411.34 £13,603.47
OD £1100 £0
Car loan £4,000 £2,600
1st Direct Loan £10,684.44 £4,550
Total £36,195.78 £20,753.47
EF £2,550
HF £1003 -
@KajiKita - Punch more holes and use them as planters. It took three attempts to get plastic boxes from Amazon here in California - every order came damaged. I switched to another store instead.
4 -
Thanks for the suggestion but they are clear plastic so would become brittle in UV very quickly. Mr KK can use the broken ones - he looked quite pleased to be offered them 😊
KK
As at 18.08.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 64 books of target 52 in 2026 as @ 2nd September.
Produce tracker: £315 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Wow, everyone is so active! Tax return still not done (hides head in shame). I did finally see the National Theatre Live ‘Les Liaisons Dangereuses’ with Lesley Manville and Aidan Turner at my local arts centre. This cost £14.95. When I looked at the National ticket cost to see the play in real life, the cheapest ticket was £120. Not going to happen! I did enjoy the production but not as much as the original film (huge John Malkovich fan and he has a new film out too). Not at cinemas yet which is a shame as tickets are £4 this weekend. Today I’m attempting to take the whippet to his first parkrun for a long time. He behaved disgracefully at his last attempt a few years ago. Fingers crossed that he doesn’t try to beat the teenagers covering 5k in 17 minutes this time, or assume that everyone has treats in their left side pockets. This is a scary OAT that I have been putting off.
7 -
Have spent the last two days buying all the things. This includes birthday present for Wednesday, bike lock, insurance, cover and Asda brown sauce.
The present will arrive (hopefully) before the birthday and the bike stuff has been on the list for over two months so that was a very OATy OAT ticked off. The sauce was a PAT- preventative annoying task. I only like the sauce from Asda but don't live near one.
Have now booked an extra work shift to mitigate some of this spending 🤦♂️
5 -
Thanks for starting another seasonal thread @PennysIntoPounds. I’m ready for a September reset after my holiday but need to think about my aims first. So please count me in.
@amandajmartin what an awful time you’ve had. Be kind to yourself and take it slowly.
I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪1 -
Well done everyone who has made progress, every little thing no matter how small is a win!
A lady on Freecycle was giving away a set of those sturdy bolt-together freestanding metal garage shelving things which I thought would be fantastic for my new shed when it comes next month. I thought I’d missed out to someone else but she rang me this morning to say the other person failed to show up and did I still want them …… I went straight round, and between us we semi-dismantled them into chunks to fit in the car and since getting back home I have reassembled them with ease. I’m really pleased, that has saved me the best part of £150 and they are fab - almost like new.
After that I loaded up some of the old shed rubbish into the car for a tip run (ripped mineral felt from the old shed roof, random bits of metal and plastic etc) but I might wait until Monday to dispose of them as the tip is always quieter after the weekend. I’ve also got a few bits which I’ll put on Freecycle to see if anyone wants them (kids’ bikes and some duplicate gardening tools) as although they’re old they are too good to chuck out.6 -
I'm not doing too well on my list but at least I've made a start!:
Clear out, clean and reorganise my wardrobe
Get the old towels and bedding to the local wildlife rescue
Get the veggie beds cleared (where required), weeded and topped up with compost.
Start on the garden revamp (I've broken it down to smaller areas (about 12 of them I think) so I'd like to complete 2 this autumn.
Get my toilet 'bombs' made - I bought the stuff for them ages ago but haven't got round to it yet.
Pick elderberries and make cordial (elderberries picked, cleaned and in the freezer ready to be processed)
Pick damsons and make chutney and jam
Harvest beetroot and pickle
Do a deep clean in the yoga room.
Start the C25K challenge
Start doing home 'gym' sessions once or twice a week
Stick to my daily yoga and mindfulness practices (doing daily, loving it! 😁)
I'm planning on doing the beetroot and possibly the damson stuff tomorrow
Next weeks plan is to get the stuff to the wildlife rescue and getting the toilet bombs made - as long as I get one thing done a week (or at least start on something that is going to take longer) I'll feel that I'm achieving something! 😁
'Happiness is not a destination but the journey you walk every day'
GC - September- £45.67/£350
Debt neutral fund - 2/45
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'7
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