CapitalOne moved to mobile app only

RetiredThornhill

We each have 2 credit cards - he has the Virgin Atlantic & I am a secondary card holder, and I am the primary card holder for the Ocean card; he is the secondary card holder.

We both have a private pension, plus savings, and have no debts, other than the monthly credit card bills, which we clear in full every month. Using credit cards is simply a matter of convenience. Our monthly outgoings are usually less than our incomings. The total amount of credit allowed over both credit cards is still less than the credit we had we the original Creation card - which we were still well able to clear in full each month.

My husband's phone is similar, if not exacty the same, to my own. Neither will allow us to download the app. We have both had our phones for several years; we are not like those people who will have had at least three or four phones in the time we have had ours.