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The Debtly Hallows.............
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that's absolutely tragic, those 5 kids. being from NI i struggle with how long it takes before funerals happen. try and take care of yourself as well as others
June 2026, Mortgage free, Emergency fund fully funded & £200/200 cash maximum pb holding .:jWeight 12st challenge 11st 2lb
Gift to children challenge £40k in 2 years. Short term gift challenge 7 presents and $1300 can by September.
Determined to stop defining myself by my mistakes. Progress not perfection. I’m not perfect but I’m good enough.
https://forums.moneysavingexpert.com/discussion/6673398/hopefully-cruising-with-focus-towards-retirement#latest1 -
So very sad to read this. Sending love your way.
PBs £3050 (including £1k EF & £1k Christmas fund)
23/26 books for 2026Take the time to find the joy in each day
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such tragic news, sending condolences.
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Thank you all.
Honestly still in shock.
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Hey, im new here, im really sorry to hear about your cousin, wishing you, her children and your family strength to get through this time
Ive followed your journey
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So sorry for your loss, how awful for you all.
Debt Busting Again in 2026
Starting Debt 03.05.26 £5345. Total 01.10.26 £2994
Challenge 1 - Clear M&S Card: Starting Balance 03.05.26 £600, cleared 05.07.26
Challenge 2 - Clear V12 Finance: Starting Balance 05.07.26 £600, cleared 12.08.26
Challenge 3 - Clear Barclaycard: Starting Balance 12.08.26 £940, current total 01.10.26 £344
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Thanks all.
Last night was a bad night with the dogs, lots of extremely loud fireworks. Poor Bailey was panting, drooling and shaking for hours it went on from about 7pm till 10:30pm and unfortunately where I live it's only going to get worse.
I've booked my usual lodge so we're away from 31st October until 9th November so that we miss the worst of it and honestly I cannot wait for a break.
Didn't do any decluttering or sorting last night, just sat with the dogs and tried to comfort them.
Today is the viewing day for my cousin, I'm not going to see her but will be there for everyone who wants to. That's 3pm till 5pm.
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Also didn't realise that it was payday yesterday, heads been all over the place.
I'll sort through the funds and bills for October.
I called the RAC this morning when I was on the dog walk and managed to get my renewal price down from £69 to £44 for the year so happy with that.
And I had to go get dog food this morning, treated myself to my first pumpkin spiced latte of the year and got it for free on my Greggs app.
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I've been really letting things slip at home, letting little piles of clutter and balls of fluff build up so I'm going to aim to get this place looking tip top before I head to my lodge on 31st October.
My cousins funeral is Monday so I'm going to take a couple weeks off work, I've got some holidays to use. I shall pick a room a day to really get it deep cleaned and organised and I can already imagine how much better I'll feel when it's done.
Also got an invoice from the housing with charges for the work to the electrics after the floods - £191 - Called and told them to have it removed I am not paying for damage that they've done.
They removed it from the bill this morning so I'll pay them what I owe.
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