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moggles wrote: »
September 2009? Are you sure? That would be 0% for 20-21 months.
Did you sign up with Mint via another website? If so, you may have a promo code.
More importantly, what's become of your credit agreement? If you haven't kept a copy, I would request one first from Customer Services.
IMO, it's more important to be clear about the terms of the deal you've been offered, before you commit yourself to a balance transfer. The Ts & Cs currently advertised on Mint's website may be different from yours.
Originally Posted by Agaton Sax
Have been sent an offer from Goldfish for 4.9% p.a. on balance transfers until January 2011 [3% handling charge]. Is this a good deal ? ... I'm a new customer and it's addressed to me.
Originally Posted by peaceandlove
I've never done a BT before and I need to transfer £7500 on a 0% M and S card by 11.03.08. I read in the article on the main site that the MBNA card range (including Abbey) tend to offer higher credit limits whereas Barclaycard tend to offer less.
I know the credit limit you are offered is down to individual factors, but can anyone tell me how they got on with a balance transfer to an Abbey card and if they got a credit limit much lower than they needed?
Am I more likely to get a higher credit limit on the MBNA Platinum card, as it is a platinum card?
Originally Posted by Arbie
I applied for the Egg card (3% fee, 0% for up to 15 months) this evening, but didn't get an instant decision online. Hoping this isn't bad news
For the first time, I'm linked to the other half by a joint current account for bills; and she has considerably more debt (and a lower income) than I do; and I would suspect a poorer credit rating. I really hope this hasn't screwed me over, as the bills account wasn't even a necessity!!
Originally Posted by kezza121
I want to transfer my overdraft onto a 0% [credit card] to allow me to clear it slowly. I just called Virgin who said I can't do this on their card. Does anyone know of a way I can do this? Thanks! I'm really confused.
moggles wrote: »
If you do get turned down, I would keep an open mind about the reason(s).
Might be an idea if she orders her credit reports though, so she can check what's on there, before you submit another application.
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