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moggles wrote: »
On the face of it, it's hard to see why anyone would want to transfer a balance from a card which charges 5.9% APR to one that offers 6.9% APR and charges a 2.5% handling fee for the privilege
Perhaps the requirement to spend £1 per month on this card has become more troublesome than it's worth. Are these purchases trapped on the card attracting interest, perhaps, at the standard rate?
sammy452 wrote: »
Thanks for the previous advice, am going to give the M & S card a go.
However, one further question, how am I going to assure I get a credit limit of around £7000 to cover the balance transfer? I could go through the whole process and only receive a limit that is considerably lower, is this a chance I have to take?
moggles wrote: »
Firstly, are you a potential new customer or an existing Goldfish cardholder?
Secondly, is this offer addressed to you personally or is it a mailshot to "the occupier?"
Originally Posted by Jo4
Sorry for not making it clear that friend has an existing balance transfer on this card. The existing balance transfer requires £1 to be charged to it every month so that friend can maintain the balance transfer rate of 5.9% apr. The letter they received is offering them another balance transfer with their remaining credit limit. The rate would be 6.9% apr with 2.5% handling fee. Should they do a balance transfer to this card or not?
Originally Posted by Johnnyboy114
I have looked into being able to transfer overdraft balances from a current account as well as other credit card balances? Is this possible? ... Does anyone know if you can actually transfer overdraft balances as well?
Originally Posted by wallofbeans
I'm wanting to transfer some money to my Egg card that I got in December last year. I was worried that I only had a 6 week period to use the 0% offer but I called them [Who?] and they said I have until September 2009 to use it, which is a whole lot longer than I thought!
Has anyone done a balance transfer with Mint on their website? I've got all my log in details and everything set up and logged in. Went to the balance transfer page and says something about entering a promo code if you have one. Should I have one for this 0% deal I'm on or will it just automatically be applied to any balance transfer I do? If so, then whats this promo code thing all about?
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