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Joyful July's No-Spend Days Challenge!
Comments
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hi everyone, the pic situation still hasn't been fixed and I'm not sure when (or if) it will be, so I think the totals updates should go link only for now, I know it's not ideal but at least I can add the emojis to the totals. We can go back to the table as soon as they fix it (and if they don't I'll come up with something). Hope that's OK. xx
July totals updated here
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Thanks @cathybird. Have you heard from @Dizzycap ?
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 14 months left.2 -
spend day today
#no 3 Debts off by Xmas 2026 £1500/£12,500NSD June 23/22
#no 13 365 days 1p challenge 2026 Jan Feb March April May June paid
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £12,500
1% challenge = £12,500
1% - £125 12%
loan 6% £110001 -
I certainly can 😍
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One today.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 14 months left.2 -
One for today.
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4/18 - no shopping but am purging clutter
cancelled yoga yesterday & today, way too hot so i have no idea why i decided to clean & declutter kitchen worktops yesterday & front bedroom (sorry the big hoarding cupboard) today.
still have some bed spreads for launderette / 3 duvets for a summer wash / goodbyes said to old cards & have shredded away a huge plastic storage box of '24&'25 receipts, statements & admin x
July NSD 10/18
July Grocery challenge £76.08/£279 = £202.92 rem
w/c 8 June 4 weekly cold turkey week £59.70/£60 = £0.30 rem / June NSD 18/18 / June Grocery challenge £424.19/£270 = £154.19 over
w/c 11 May cold turkey week £49.18/£50 = £0.82 rem / May NSD 20/16 / May Grocery challenge £379.04/£310 = £69.04 over
Debt-Free April 20262 -
tell you what its a bit shocking clearing old receipts & bank statements. Made me realise how much utilities have gone up since '24, also prices for shopping - long receipts at £50-£70. Also realise how much & frequently i spend in the big SM chains
July NSD 10/18
July Grocery challenge £76.08/£279 = £202.92 rem
w/c 8 June 4 weekly cold turkey week £59.70/£60 = £0.30 rem / June NSD 18/18 / June Grocery challenge £424.19/£270 = £154.19 over
w/c 11 May cold turkey week £49.18/£50 = £0.82 rem / May NSD 20/16 / May Grocery challenge £379.04/£310 = £69.04 over
Debt-Free April 20262 -
One today
LMD x
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £5189/£60001 -
@beanielou yes, she messaged me yesterday to say she hadn't been posting because she is not well. I said I hoped she'd get better soon. I hope she's OK. :/
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