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Joyful July's No-Spend Days Challenge!
Comments
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NSD for today please.
GC 2022 = £3154.96 , 2023 = £3334. 841
2024 = £.3221.81 , 2025 = £3974.24 . 2026 £1362.47/£3500, July £193
.12/£250
Decluttering campaign. 2026. 41/74 storage places, book cases, drawers cupboards and sheds. Also tidying / clearing front and back gardens , giving bathroom and kitchen a bit of a spruce up. Me🏅🏅🏅🏅🏅⭐⭐⭐ ⭐DH🏅🏅🏅
Make £600 in 2026 = £572.79
NSD in M = 18, J = 15, J = 10/151 -
One for me today.
https://forums.moneysavingexpert.com/discussion/6621582/ynab-robber-needs-help-to-execute-the-plan/p1
July NSD challenge 11/10
July AFD challenge 1/141 -
Thank you.
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 14 months left.1 -
One today 😊
KK
As at 16.07.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £213,042
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 51 books of target 52 in 2026 as @ 20th July.
Produce tracker: £180 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Had an NSD yesterday... Nearly forgot to report it! Not one today though!
Savings goal by 31/12/24: £22000
Dec 23: £6945.231 -
oh bless - hope its nothing too troublesome x
July NSD 10/18
July Grocery challenge £76.08/£279 = £202.92 rem
w/c 8 June 4 weekly cold turkey week £59.70/£60 = £0.30 rem / June NSD 18/18 / June Grocery challenge £424.19/£270 = £154.19 over
w/c 11 May cold turkey week £49.18/£50 = £0.82 rem / May NSD 20/16 / May Grocery challenge £379.04/£310 = £69.04 over
Debt-Free April 20261 -
@Sallyp2 yes, I hope that too :/
July totals updated here
1 -
One today, I intended to buy myself a bar of chocolate after finishing a project, but I've only just finished and all the shops are closed 🤷🏽♂️
Current No Spend Challenge: 9/13
2025 No Spend Days: 89/150
Bank Loan Original End Date: 08/2030
Current End Date: 01/20303 -
Early call for NSD for me today 7/15
Make £2026 in 2026 #19
February NSD1 -
Two more for me, please - NSD #6/15
March 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27
NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats
Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94
Mortgage: £54,048.732
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