Opening a bank account with minimal ID

Ergates

"If you don’t have standard documents, some banks or fintech apps (like Monzo or Starling) can sometimes verify you digitally or accept alternatives"

Some of the "digital" verification checks will make use of a third party credit reference agencies (Experian, TransUnion etc) - which requires your details with them to be up-to-date and accurate.

Lost_Soal_666

https://forums.moneysavingexpert.com/discussion/comment/82021482#Comment_82021482

So how do I pay money into the account with an online bank?

Lost_Soal_666

vv

https://forums.moneysavingexpert.com/discussion/comment/82021488#Comment_82021488

where do you go to sign up for one then?

Lost_Soal_666

https://forums.moneysavingexpert.com/discussion/comment/82021585#Comment_82021585

do you think they will take a driving licence only?

Cisco001

https://forums.moneysavingexpert.com/discussion/comment/82021822#Comment_82021822

Post office if you want to deposit cash. Beware of the charges…

https://help.starlingbank.com/joint/topics/cash-and-cheques/can-i-deposit-cash-into-my-account/

https://monzo.com/help/payments-getting-started/cash-deposit-how-to

If you want to deposit cash, go for traditional high street bank. Beware of money laundering regulation if you do it too often or with large sum… They could block you from accessing the account for investigation…

wmb194

https://forums.moneysavingexpert.com/discussion/comment/82021824#Comment_82021824

To its website.

https://www.ulsterbank.co.uk/current-accounts.html#/current-accounts/current-account.html

friolento

https://forums.moneysavingexpert.com/discussion/comment/82021824#Comment_82021824

Online.

.

.

friolento

https://forums.moneysavingexpert.com/discussion/comment/82021826#Comment_82021826

You generally need two lots of documents:

1. a Government issued photo ID
   
2. a document with your name and address on - for example a utility bill, a bank statement, a letter from the HMRC or DWP
   

If you haven't actually tried applying anywhere, now might be a good time to give it a go, so you can narrow down any problems you might encounter, instead of asking general questions which don't progress your application.

retiredbanker1

https://forums.moneysavingexpert.com/discussion/comment/82021079#Comment_82021079

You ring them up and ask that they send you a letter confirming your tax code. I would not mention the real reason you are asking for it in case they get arsey with you.

Most banks have a primary and secondary lists for ID for when electronic verification is not available.

Primary is normally Passport and Photo Driving Licence (with correct address).

Secondary is things like the HMRC letter I mentioned and other things where they might accept an existing customer to vouch for you .(These days very difficult to get them to do unless asked by say social services etc)

Lost_Soal_666

https://forums.moneysavingexpert.com/discussion/comment/82022051#Comment_82022051

and how do i pay cash into the web site?