Nationwide 5% 15 month Members Bond

auser99

https://forums.moneysavingexpert.com/discussion/comment/82022870#Comment_82022870

Maybe that was an optional step, though don't recall it being as so.

But it was to my benefit -as the new passcode did let me in!

Once i've actually transferred money from another bank to my nom account - i will then load my money in. Hoping to scrape under the deadline window closing tomorrow.

Rheumatoid

https://forums.moneysavingexpert.com/discussion/comment/82023037#Comment_82023037

I couldn't register for online banking because it required me to have an account to use for registration. At that point I did not have the details for the account so could not progress that route.

alfred64

Four more days then it will be NLA.

subjecttocontract

I already have the 5% 18 month N/Wide account. Looking for somewhere to put £10K this year and my problem is that after tax it's only 3% or 4% and I'd be better off putting the money in an easy access saver until next April when I can drop it into an ISA.

EthicsGradient

https://forums.moneysavingexpert.com/discussion/comment/82050055#Comment_82050055

Since the interest for this new NW product won't be credited, and therefore taxable, until the next tax year, this means that you've already allocated your 27-28 savings allowance to another product, then? Are you saying that this current tax year you've got some allowance unused?

subjecttocontract

No I never have any unused allowance. Every year my ISA & PBs are maxed out and have taxable interest well into 5 figures. In terms of fixed rate savings I prefer most of it in one place so mainly use NS&I ( no FSCS limit) but I also use Raisin and have one N/Wide 18 month fix. I think i will stick my spare £10K in a 9 month fix so it'll mature in time for, & go towards next year's ISA .

SloughSally

I always seem to have a fix maturing around April / May to fund my ISA allowance, usually a 6 or 9 month one that was funded from a multi year matured fix from the last 6 to 10 months .