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Magnificent May's No-Spend Days Challenge!
Comments
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I kept a note of spend / no spend days but didn't post anything here throughout the month, sorry!
Total for May 21/20
Target is 20 for June
Make £2026 in 2026 Current total £221.92
Save £1 per book read in 2026 Current total £6
Emergency fund Current total £290.33/£500
Pay off by Xmas 2026 Current total left £781.35/£1300
January 2026 NSDs 29/25 February 2026 NSDs 22/20 March 2026 NSDs 26/20
April 2026 NSDs 23/20 May 2026 NSDs 21/20
Decluttering 365 items 50/3654 -
@crazybeautiful - Awesome 🤗
--**MONEYFACTS**-- FULL List of Money Comparison Products + News / Guides--Personal MSE 2026 Money Saving Challenges:# Regular Savers 2026- New 7/12 - Total: 29 (6)# No.2 Save 1p A Day Challenge 2026 £355.02 / £667.95 (6)# No.4 Save £12k in 2026 - £8492.37 / £12,000 (6)# £10-a-Day Challenge 2026 - £573.56 / £1825 (6)# No.8 Sealed Pot Challenge 19 (24/10) 286.45 / £400 (6)# No.27 - Top Up EP 2 £1105 / £2880 (6).# Decluttering Challenge (6)# No.4 £2 Savers Club 2026 - Completed# No.5 Fiver Friday Challenge 2026 - Completed# Make £2026 in 2026 - Completed# Spectos Mailagent - ReadyMotto: 'SAVE before you spend on Non-essentials'3 -
One today.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.3 -
May 2026 NSD totals
NSD-ers
Totals
Off to
a start
5 days
10 days
15 days
20 days
25 days
Target reached
Target
beaten
ArgyllLady
14/15
beanielou
29/19
cathybird
22/15
crazybeautiful
21/20
Deb4
17/15
Dizzycap
27/20
Doris
2/10
Honeysucklelou2
1/10
InDebtEnby
12/13
KajiKita
22/20
laurenh1
17/15
LittleMissDetermined
20/20
loopylupin
11/10
Mamma2004
17/16
Pinkpieuni
1/10
QueenJess
14/17
Rupacomp
6/10
Sallyp2
20/16
Soontobeoap
18/15
ThriftyPrincess40
20/22
VickyA 2
16/15
WannaBeeFree
11/10
Everyone welcome to join!
4 -
June 2026 NSD targets
ArgyllLady 15
beanielou 19
cathybird 15
crazybeautiful 20
Deb 4 15
Dizzycap 10
Doris17 10
FrugalAspirations 7
Honeysucklelou2 10
InDebtEnby 13
KajiKita 15
laurenh1 15
LittleMissDetermined 20
loopylupin 12
Mamma2004 16
Pinkpieuni 10
QueenJess 15
Rupacomp 10
Sallyp2 18
Soontobeoap 15
ThriftyPrincess40 22
VickyA 2 15
Wanna Bee Free 10
🌞 🌞 Everyone welcome to join! 🌞 🌞2 -
Have not managed many NSDs in May but determined to do better in June and get the full 10 done.
paydbx2026 #19 £2324/£6000 . Mortgage start £148k June 23 - now £133k.
2026 savings challenge £0/£2000 EF £140. Savings 2 £2.173 -
Yay @Honeysucklelou2, looking forward to seeing you on the June thread!
2 -
Ending the month with one final one 😊👏
KK
As at 21.05.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £215,607
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 38 books of target 52 in 2026 as @ 2nd June.
Produce tracker: £139 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
NSD for me today please.
GC 2022 = £3154.96 , 2023 = £3334. 84 2024 = £.3221.81 , 2025 = £3974.24 . 2026 £1214.38/£3500, June £38.02/£250
Decluttering campaign. 2026. 30 /74 storage places, book cases, drawers cupboards and sheds. Also tidying / clearing front and back gardens , giving bathroom and kitchen a bit of a spruce up. Me🏅🏅🏅🏅⭐⭐⭐ ⭐DH🏅🏅🏅
Make £600 in 2026 = £412.59
NSD in May = 18 NSD June 1/152 -
Last one of the month for me
Current No Spend Challenge: 2/13
2025 No Spend Days: 65/150
Bank Loan Original End Date: 08/2030
Current End Date: 01/20303
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