We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
Magnificent May's No-Spend Days Challenge!
Comments
-
1 NSD yesterday, had to get petrol so claiming that as an essential spend.
1 -
Not one today either - I plan on buying a few jam jars for hm goodies and will finally get the rest of the compost I need to fill up the garden pots/raised bed. Neither is technically classed as essential.
2026 decluttering: 1,306 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️🏆⭐️
2026 use up challenge: 390🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️🏆⭐️ 🏅
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 👑3,000I 🥉25 🥈50 🥇100 💎150 🏆300 👑1,0002 -
One today.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.2 -
Not today. After declaring yesterday I had a ‘bucket’ moment last night, and bought myself some new work tops as I am sick of feeling scruffy …
KK
As at 21.05.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £215,607
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 38 books of target 52 in 2026 as @ 2nd June.
Produce tracker: £139 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
NSD today for me. Can’t believe it’s May already!
#no 3 Debts off by Xmas 2026 £1444/£12,500NSD May 11/22
#no 13 365 days 1p challenge 2026 120/ 365
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £12,500
1% challenge = £12,500
1% - £125 @11.5%
#cc4. MBNA 630/2000 0% runs out soon
#loan2 814/ 10,500 13%3 -
May 2026 NSD totals
NSD-ers
Totals
Off to
a start
5 days
10 days
15 days
20 days
25 days
Target reached
Target
beaten
ArgyllLady
1/15
beanielou
2/19
BlueKelpie26
14
cathybird
1/15
crazybeautiful
20
Deb4
1/15
Dizzycap
2/10
Doris17
20
ET22
20
GreenFrogMum
10
Honeysucklelou2
10
InDebtEnby
1/13
KajiKita
1/20
laurenh1
15
LittleMissDetermined
1/20
loopylupin
1/10
Mamma2004
16
OptimisticSaver
22
Pinkpieuni
10
QueenJess
17
Rupacomp
10
Sallyp2
1/16
Soontobeoap
1/15
ThriftyPrincess40
1/22
VickyA 2
15
WannaBeeFree
10
Everyone welcome to join!
3 -
Managed a NSD today which is really good because DH took me to Costco. Never been before but actually I don't think it is any cheaper! Petrol was 2p cheaper than Sainsburys.
GC 2022 = £3154.96 , 2023 = £3334. 84 2024 = £.3221.81 , 2025 = £3974.24 . 2026 £1214.38/£3500, June £47.27/£250
Decluttering campaign. 2026. 30 /74 storage places, book cases, drawers cupboards and sheds. Also tidying / clearing front and back gardens , giving bathroom and kitchen a bit of a spruce up. Me🏅🏅🏅🏅⭐⭐⭐ ⭐DH🏅🏅🏅
Make £600 in 2026 = £412.59
NSD in May = 18 NSD June 1/153 -
@ Soontobeoap - I never found Costco to be cheaper and I'm going back a few years. Not sure if you still have to pay for membership but 30 years ago it was £10 a year. Short of the huge trays of exceedingly naughty cakes for £5, nothing was cheaper buying in bulk, so I knocked it on the head 😂🤣.
--**MONEYFACTS**-- FULL List of Money Comparison Products + News / Guides--Personal MSE 2026 Money Saving Challenges:# Regular Savers 2026- New 7/12 - Total: 29 (6)# No.2 Save 1p A Day Challenge 2026 £355.02 / £667.95 (6)# No.4 Save £12k in 2026 - £8492.37 / £12,000 (6)# £10-a-Day Challenge 2026 - £573.56 / £1825 (6)# No.8 Sealed Pot Challenge 19 (24/10) 286.45 / £400 (6)# No.27 - Top Up EP 2 £1105 / £2880 (6).# Decluttering Challenge (6)# No.4 £2 Savers Club 2026 - Completed# No.5 Fiver Friday Challenge 2026 - Completed# Make £2026 in 2026 - Completed# Spectos Mailagent - ReadyMotto: 'SAVE before you spend on Non-essentials'3 -
Hello - new to challenge. Aim is 16
May 26 NSD 1/16
w/c 8 June 4 weekly/monthly cold turkey week £0/£60
June NSD 3/18
June Grocery challenge £0/£270
w/c 11 May cold turkey £49.18/£50 = £0.82 rem
May NSD 20/16
May Grocery challenge £379.04/£310 = £69.04 over
Debt-Free April 20262
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.7K Banking & Borrowing
- 254.5K Reduce Debt & Boost Income
- 455.6K Spending & Discounts
- 247.6K Work, Benefits & Business
- 604.5K Mortgages, Homes & Bills
- 178.6K Life & Family
- 262.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards