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Magnificent May's No-Spend Days Challenge!
Comments
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small spend day yesterday as I treated myself to an iced coffee. Spend day today for woofer things.
#no 3 Debts off by Xmas 2026 £15,250 PAID restart £12,500NSD May 5/22
#no 13 365 days 1p challenge 2026 120/ 365
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £12,500
1% challenge = 100% paid RESTART / £12,500
1% -
#cc1 4100 PAID
#cc2 NatWest 3400 PAID
#cc3 Halifax 2150 PAID
#cc4. MBNA 0/2000 0% runs out soon
#loan1 14000 PAID
#loan2 0/10,500 13%
#family loans 4600 PAID#solicitors 8000 PAID
Crisis fund 500/10003 -
One for me for yesterday
Current No Spend Challenge: 7/13
2025 No Spend Days: 58/150
Bank Loan Original End Date: 08/2030
Current End Date: 01/20304 -
early call on a nsd for today, no plans to go anywhere so no temptation. 2/10
3 -
one today x
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4861/£60002 -
May 2026 NSD totals
NSD-ers
Totals
Off to
a start
5 days
10 days
15 days
20 days
25 days
Target reached
Target
beaten
ArgyllLady
5/15
beanielou
8/19
cathybird
6/15
crazybeautiful
20
Deb4
5/15
Dizzycap
10/20
GreenFrogMum
10
Honeysucklelou2
1/10
InDebtEnby
5/13
KajiKita
7/20
laurenh1
6/15
LittleMissDetermined
6/20
loopylupin
2/10
Mamma2004
6/16
OptimisticSaver
22
Pinkpieuni
1/10
QueenJess
4/17
Rupacomp
3/10
Sallyp2
6/16
Soontobeoap
5/15
ThriftyPrincess40
5/22
VickyA 2
4/15
WannaBeeFree
10
Everyone welcome to join!
3 -
6/16
pj day … although need to get dressed to walk dog! She has standards
w/c 11 May cold turkey £0/£50
May 26 NSD 9/16
Mag 26 Grocery challenge £164.16/£310
Debt-Free April 20264 -
Not one today - I popped out to get some tomato compost bags as I had a lot more tomato seeds germinate than I thought and now don't have anywhere to put them!
2026 decluttering: 1,156 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️🏆⭐️
2026 use up challenge: 335🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️🏆⭐️
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 👑3,000I 🥉25 🥈50 🥇100 💎150 🏆300 👑1,0004 -
Fussy dog! 😂😂❤️
One yesterday and today (I may go to the plant centre, but if I do I will use pocket money cash).
KK
As at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 31 books of target 52 in 2026 as @ 7th May.
Produce tracker: £108 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
@cathybird - It's a 10/20 - NSD Sunday - Thank you:-)
Wishing everyone a Super NSD xxx
Personal MSE 2026 Money Saving Challenges:# No.2 Save 1p A Day Challenge 2026 £295.85 / £667.95 (5)# No.4 Save £12k in 2026 - £7495.78 / £12,000 (5)# £10-a-Day Challenge 2026 - £163.16 / £1825 (5)# No.8 Sealed Pot Challenge 19 (24/10) 286.45 / £400 (5)# No.27 - Top Up EP 2 £865 / £2880 (5).# Decluttering Challenge (5)# No.4 £2 Savers Club 2026 - Completed# No.5 Fiver Friday Challenge 2026 - Completed# Make £2026 in 2026 - Completed# Spectos Mailagent - Ready3 -
😂😂🤣🤣 - So does mine; and they're exceedingly high 🐶🐩, but she's used to the PJ country lane late night walk now, and so is everyone else 😂.
Personal MSE 2026 Money Saving Challenges:# No.2 Save 1p A Day Challenge 2026 £295.85 / £667.95 (5)# No.4 Save £12k in 2026 - £7495.78 / £12,000 (5)# £10-a-Day Challenge 2026 - £163.16 / £1825 (5)# No.8 Sealed Pot Challenge 19 (24/10) 286.45 / £400 (5)# No.27 - Top Up EP 2 £865 / £2880 (5).# Decluttering Challenge (5)# No.4 £2 Savers Club 2026 - Completed# No.5 Fiver Friday Challenge 2026 - Completed# Make £2026 in 2026 - Completed# Spectos Mailagent - Ready4
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