I'm scared about what will happen and what I should do?

Gr1pr

https://forums.moneysavingexpert.com/discussion/comment/81971919#Comment_81971919

Because it will stop them writing to old addresses or issuing a claim to am old address

The last thing you want is a default CCJ against you at an old address, much harder to deal with in the future

Take it step by step, for now just update your current details via the DCBL app

ChirpyChicken

So yes you give them the details from the letter car reg/dcbl ref number and address house number and post code

You need to stop finding false reasons for paying this

and they are not saying that at all

when you have found the case click more then account and update in there

Car1980

https://forums.moneysavingexpert.com/discussion/comment/81971937#Comment_81971937

For a CCJ to be issued against you:

ROUTE A: you IGNORE a court claim in the post e.g. it goes to an old address.
ROUTE B: you defend a court claim AND it goes to a hearing AND you lose AND you still don't pay within 28 days.

Route B won't happen because they won't go to a hearing - they discontinue. No money to be made in visiting courts all over the country every day for what amounts to very small amounts of money in the business world. The business model is make court claims and discontinue claims where the person defends on the website.

Route A is what we are trying to avoid for you if your address on their system is wrong. You are covering your back here, so don't worry about giving them your correct address. Personally I would just email info@dcblegal.co.uk and dpocontact@dcblegal.co.uk:

Dear DCB Legal

Ref. 123456
Please erase this address from your system: 123 Sample Street, Sampletown AB1 2CD
and replace with this new address for service: 345 New Street, Freshtown EF3 4GH.

Regards
A. Name

None of this is complicated, it's simply learning something new - how the court system works, how scammers utilise it to their advantage and why learning the process will reduce any fear you have. Knowledge is power!

After this you can relax for a bit.

ChirpyChicken

@Car1980 it isnt with DCB Legal

And the reason i suggest the app is because its easy to test in real time if its been done, which is instant on the app

https://dcbltd.com/make-a-payment-online/

Test using the new details and it will work, old details and it wont when changed over 😀

Car1980

Soon will be! I'd still email DCB Legal personally as well. Belt and braces.

ChirpyChicken

https://forums.moneysavingexpert.com/discussion/comment/81971989#Comment_81971989

If the case is still with DCBL (if they can find the case it is , if not and all the data is correct then its left DCBL and migrated over to DCB Legal ) there is simply no need since you can check in real time using the above link to see if the data has been amended.

The old address when updated wont work and the new details will which then brings you on to a payment screen which shows the current address that they hold

I know this seems a little technical but the ability to check in real time to see if the data has been amended makes life a lot easier and knowing its been done rather then relying on a member of staff doing it via email

chrisw

I agree that no one should pay these scammers and that ultimately it may not end up at court so the OP will end up paying nothing.

However, and it really pains me to say it, I do wonder, in the light of the OPs anxieties, mental health and potential length of time to conclude, whether it may be worth, in this instance, the OP agreeing to pay DCBL via monthly instalments just to make it go away and get on with their life.

It really doesn't feel right but it depends on what's best for the OP.

SSmith99

https://forums.moneysavingexpert.com/discussion/comment/81972023#Comment_81972023

How would I arrange to pay monthly? Would I need to phone them about that?

Nellymoser

NO NO NO you don't get a default CCJ because you didn't pay. You will get one because they hold an old address for you (you didn't update your V5C when you moved house) and now that they have traced you to your new address you failed to confirm your new address for correspondence papers with them and to inform them to erase your old address.

Please try and grasp it. It won't be because you didn't pay. It will be because you're not prepared to inform them of YOUR PRESENT ADDRESS.

And It's not a clickable link at bottom of c-mad's posts. Read it again...look near the top and bottom of every page you'll see a white box that says Parking tickets, fines & parking. That's what you click on. Then you click on NEWBIES threads to read info.

Coupon-mad

https://forums.moneysavingexpert.com/discussion/comment/81972042#Comment_81972042

NO. Stop! You are never paying this.

What will happen if I don't pay £170 now? Will they start sending letters increasing the amount I have to pay?

No you won't. It doesn't go up. Stop thinking about paying.

You'll get the daft letters shown in post 4 of NEWBIES PLEASE READ THESE FAQS FIRST. Surely you saw them when you read that thread before posting?

Download the DCB Ltd app and update your address under 'account' 'more'. That is all for now.

No emails, certainly no phoning them or you'll be bullied and frightened into paying because they lie. We are protecting you from that.

Come back if you receive a Claim Form.