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Comments
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For me it's planting out Pip, I always fear the slugs will eat everything I plant out so I keep them indoors too long and then they grow weak and pathetic in their tiny modules. They'd probably have a better chance of surviving if I planted them out earlier.
I've just stuck on another bit of skirting board. I'm doing well.
I'm hoping this weekend will be more productive (and enjoyable) than last weekend.
Maybe some weeding and planting out. Maybe a bit of sanding of the plastering and filling I did last weekend.
Debts 04/01/25 01/04/26
Natwest2 £6,509.97 £4,200
NatWest CC £7,612.74 £6,325
Lloyds CC £6,112.60 £4,115
1st Direct CC £176.03 £9.11
CC total £20,411.34 £14,649.11
OD £1100 £0
Car loan £4,000 £3,600
1st Direct Loan £10,684.44 £7,000
Total £36,195.78 £25,249.11
EF £1,750.33
HF £150.764 -
All my houseplants are inducing guilt in me too @PennysIntoPounds 😉
KK
As at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 28 books of target 52 in 2026 as @ 23rd April.
Produce tracker: £78 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
No houseplants here - have an excuse - three cats who will eat them.
2 -
I've brought down my summer clothes and I've found 3 actual pairs of flip flops. At the end of last summer I seemed to have at least 7 individual flips without it's corresponding flop
I've pulled up the last bit of carpet grip from the landing.
I've found the sandpaper but neither of the blocks they attach to (easy grip coz stupid arthritic hands).
I've started worming the adult chickens and ducks. I've transitioned the ducklings onto grower food.
I've done some weeding. This year I might actually be able to stay on top of the nettle battle. I always smile when I find a bit of bindweed now because it surprises me, the garden used to be infested. Now it's infested with nettles and crocosmia.
Debts 04/01/25 01/04/26
Natwest2 £6,509.97 £4,200
NatWest CC £7,612.74 £6,325
Lloyds CC £6,112.60 £4,115
1st Direct CC £176.03 £9.11
CC total £20,411.34 £14,649.11
OD £1100 £0
Car loan £4,000 £3,600
1st Direct Loan £10,684.44 £7,000
Total £36,195.78 £25,249.11
EF £1,750.33
HF £150.763 -
That is an amazingly productive day @Rhyddid2026 👏 Love the flips having their flops
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty3 -
Life insurance (I think that's what it is) and critical illness cover located, logged in, and messaged to speak to someone to update. I want to enquire about adding income protection insurance because I thought I actually had that instead of life insurance. I have no use for money if I'm dead and no human is relying on me. I doubt they'd pay out to my dogs.
Dogs wormed and flead.
Hair dyed ready for holiday.
Debts 04/01/25 01/04/26
Natwest2 £6,509.97 £4,200
NatWest CC £7,612.74 £6,325
Lloyds CC £6,112.60 £4,115
1st Direct CC £176.03 £9.11
CC total £20,411.34 £14,649.11
OD £1100 £0
Car loan £4,000 £3,600
1st Direct Loan £10,684.44 £7,000
Total £36,195.78 £25,249.11
EF £1,750.33
HF £150.764 -
You could leave your life insurance to the dogs in your will. To provide for their future care.
5 -
I need to look at income protection too @Rhyddid2026. I used to have critical illness insurance, but gave it up when I realised that you had to be almost dead for it to pay out. I also need to sort out my will so that everything goes to the animals :) And my LPAs (I've got agreement from the people I want to be my attorneys, so no reason to delay.
Cold here tonight. Tempting to go to bed early, but I'm pretty sure that'll only mean that Stinky wants to go out at stupid o'clock.
4 -
Writing a will is also on my to-do list @badmemory, I don't really own anything though so haven't quite got around to it. The people who are having the dogs and tortoise have been told. I'm more inclined to write one of those living will thingies, with the amount of relatives I've had to care for in their final weeks. I feel much more strongly about that. And I'll be around to be influenced by it.
I really don't know who I'd want as my LPA's @greenbee , it's more a case of knowing who I don't want!! Maybe I need to find some more/new friends 😂
I think that's the problem, I'm always the one who deals with all that stuff in my family, and for my close friends.
ETA plaster/filler on the landing now sanded and painted. Is it a finish to be proud? No. Is it done to an adequate level so I can move on to another task? Yes.
Debts 04/01/25 01/04/26
Natwest2 £6,509.97 £4,200
NatWest CC £7,612.74 £6,325
Lloyds CC £6,112.60 £4,115
1st Direct CC £176.03 £9.11
CC total £20,411.34 £14,649.11
OD £1100 £0
Car loan £4,000 £3,600
1st Direct Loan £10,684.44 £7,000
Total £36,195.78 £25,249.11
EF £1,750.33
HF £150.765 -
Finally sowed some Night Scented Stock! 😊
KK
As at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 28 books of target 52 in 2026 as @ 23rd April.
Produce tracker: £78 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5
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