Lloyds switch for up to £500, 24 February to 30 April 2026

ceepan

https://forums.moneysavingexpert.com/discussion/comment/81911941#Comment_81911941

I couldn't see anything in the terms, it was just that https://www.moneysavingexpert.com/banking/compare-best-bank-accounts/#lloydspremswitch says "High earners only". I just wanted to check if I had missed something. Thanks for confirming that I hadn't.

Emily_Joy

It appears PIN codes for cards associated to new Lloyds accounts are going missing for some reason here. Recently 2 new cards arrived, but no PINs. Is there a way to see them in online banking or are they supposed to be delivered by snail mail?

flaneurs_lobster

https://forums.moneysavingexpert.com/discussion/comment/81912948#Comment_81912948

PINs are certainly available in the app for new cards, as well as arriving by post.

If it's a concern then PINs can be changed at an ATM (with the old PIN).

Gambler

https://forums.moneysavingexpert.com/discussion/comment/81912955#Comment_81912955

Thanks. That will help to meet the £200 spend in 35 days. Not opened a Lloyds account yet as I'm waiting for a payment to be taken from the third DD I've set up.

I opened an account with Chase last week and was able to choose my own PIN before the card arrived which was much less faff!

jimjames

https://forums.moneysavingexpert.com/discussion/comment/81912948#Comment_81912948

I've had the card for a few days but no PIN as yet. Used the app to get it but you can also add to GPay using the App as well to help with spending the required £200

PRAISETHESUN

You should also be able to view the card details in app and use them for spending online before the PIN arrives.

Gambler

I've just opened an account but have to wait for an activation code to arrive in the post.

I have 2 active DDs set up and a third will have a payment taken next week. Am I best waiting until that has happened before applying for the switch?

Cryptix

https://forums.moneysavingexpert.com/discussion/comment/81916361#Comment_81916361

Yes, it’s worth waiting to be safe. I believe Lloyds is one of the banks that only considers Direct Debits to be active after they’ve had a first payment anyway.

qsk

Anyone know if internal transfer of £5000 between Lloyds accounts count as "Pay in"?

jimjames

https://forums.moneysavingexpert.com/discussion/comment/81919926#Comment_81919926

There doesn't seem to be anything in the terms excluding it but equally it says "pay in" not transfers so I've made sure mine came from an external source rather than Halifax account which is still the same group.