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Fabulous February's No-Spend Days Challenge!
Comments
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Welcome all newbies ๐ and hello all
oldiesregulars ๐Declaring a very early 1/20 NSD Sunday 1st of February and we're off ๐. No spends planned for next week ๐ค
~ NSD 2026ย Challengeย February 6/20ย (2)# No.2 Save 1p A Day Challenge 2026ย ยฃ118.34 / ยฃ667.95 (2)# No.4 Save ยฃ12k in 2026ย ย ยฃ3635.93 / ยฃ12,000 (2)# No.4 ยฃ2 Savers Club 2026 - (25/12 - 24/10)ย ยฃ50 / ยฃ200ย (2)#ย No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10ย ยฃ50+ / ยฃ400 (2)# No.5ย Fiver Friday Challenge 2026 ยฃ40/ยฃ230 (2)# Make ยฃ2026 in 2026ย ยฃ1033.98 / ยฃ2026 (2)2 -
spend day for me, I red a new small priced pipe to clean out the nemos
#no 3 Debts off by Xmas 2026 ยฃ1160 /ยฃ15,250
NSD Feb 4/20
#no 13 365 days 1p challenge 2026
ยฃ40.95/ยฃ667.95 paid 90/365ย
#no 2 ยฃ2 coin savers challenge 2026 ยฃ18
ย #no 11 SPC 19 ยฃ44 banked restart
2026 PAD challenge ย ยฃ660
1% challenge = 7.6%
#cc1 320/4100 29%
#cc2 NatWest 400/3400 29%
#cc3 Halifax 220/2150 26%
#cc4. MBNA 220/5600 0% runs out soon
#loan1 876/14000 ย 7.2%
#loan2 742/11000 13%
#family loan /4000 0%#solicitors /80001 -
One for today please CB. Start as I mean to go on...xx
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Starting Feb with a no-spend Sunday :)
LMD x
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF ยฃ1000/ยฃ1000 | Sabbatical ยฃ4220/ยฃ60001 -
Planning to start with a no spend day today. Happy February everyone!
https://forums.moneysavingexpert.com/discussion/6621582/ynab-robber-needs-help-to-execute-the-plan/p1
February NSD challenge 2/10
February AFD challenge 3/14
2026 Art pass savings ยฃ29.50
2026 Railcard savings ยฃ01 -
NSD for me please.1/20
"My Life Is About The Journey Not The Destination"1 -
Iโll be down for 10 again please, thank you for another thread
Feb GC ๐ฅฌ๐ ยฃ6.14/ยฃ500
Jan 26 GC ๐ฅ๐ง ยฃ570.69/ยฃ500
Debt free in 2026 - ยฃ551.03 of ยฃ4,226.52
NSD FEB 0/10
NSD JAN 8/10
PAD FEB ยฃ2.24
PAD JAN ยฃ140.381 -
Nsd today.
Challenges
NSD - Februaryย - 4/10
1. 2026 Mortgage-Free Wannabes #61 ยฃ7,320.58/ยฃ29,000, MF target May 2026, current mortgage balance - ยฃ22,165.76
mortgage @ Jan 2025 - ยฃ75,600
2. Loanย - Jan 2026 ยฃ1,029.22 - bal ยฃ0- fully paidย
3.52 Week Envelope Saving Challenge #2ย ยฃ106/ยฃ1,378 -( 1/52)
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First of the month today.
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
February results updated here :) :)
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