The Top Regular Savers Discussion Thread

Bobblehat

https://forums.moneysavingexpert.com/discussion/comment/81885023#Comment_81885023

I'm up for it!😁

Malchester

If it hadn't been for this forum Principality may never have realised the issue about people having numerous accounts of each issue and wouldn't be, maybe, clamping down.

UKX69

https://forums.moneysavingexpert.com/discussion/comment/81884953#Comment_81884953

So far, I haven’t had this problem with other sites. I think it’s a gremlin living in the Hanley! Seem to remember some other problems with them in the past. 🤔

dcs34

https://forums.moneysavingexpert.com/discussion/comment/81885061#Comment_81885061

But if it hadn't been for this forum how many people would have known that renewing maturing account into already-held issues was even an option…chicken v egg…

I would like to think that Principality are capable of running real time reporting on what accounts are held by their customers. A few basic queries would have allowed them to realise that many customers held multiple copies of accounts that were supposedly limited to one per customer.

At the end of the day it wouldn't take Principality much effort to prevent customers renewing accounts of already-held issues. They did nothing about it for years, until only recently starting to 'clamp down' after the maturity instructions were already given. So obviously they decided the issue wasn't severe enough to be dealt with or even fixed properly.

Banks and Building Societies are more than willing to lean against the boundaries of their T&Cs when it comes to things in their favour (e.g. HEBS and retrospective notice for interest rate reductions). They are large organisations looking after £ms of public money, employing handsomely remunerated executive teams to run them. If their IT systems can't enforce their T&Cs I would deem that their problem, not mine, to fix.

And of course I'm sure anyone currently perched on a tall equestrian would never have benefited from this, or other 'loopholes' before (Virgin Money regular saver double interest, multiple Halifax Reward accounts, referring online strangers as 'friends' and 'family')…

Bridlington1

https://forums.moneysavingexpert.com/discussion/comment/81885032#Comment_81885032

Don't push your luck.

Bobblehat

https://forums.moneysavingexpert.com/discussion/comment/81885083#Comment_81885083

You haven't got the hang of my sense of humour yet! 😁

WillPS

https://forums.moneysavingexpert.com/discussion/comment/81885156#Comment_81885156

To humourously suggest that you'd like to abstract discussion from a favoured thread of many forumites again?

Might be one of those that sounded better in your head.

clairec666

https://forums.moneysavingexpert.com/discussion/comment/81885166#Comment_81885166

It's a public forum

s71hj

https://forums.moneysavingexpert.com/discussion/comment/81885061#Comment_81885061

If it hadn't been for this forum I'd have missed out on countless really good accounts however

Bridlington1

https://forums.moneysavingexpert.com/discussion/comment/81885156#Comment_81885156

There is such thing as a joke too far.