The Top Regular Savers Discussion Thread

dcs34

https://forums.moneysavingexpert.com/discussion/comment/82082771#Comment_82082771

I had COP match the same day albeit the account appeared in the app early morning and I made the payment in the early evening.

To get COP to match in NatWest I just put my first initial, surname and the account details. It then suggested a 'correction' to "Mr X" as the first name IIRC, which I accepted and the payment went through (and appeared in the T&C app when I checked later that evening.

Basically as far as I can tell, if you can get COP to match, the payment will go through. No one at NatWest is checking that your entry for 'first name' is a legitimate first name or matches the first name on your NatWest account; only that it matches the recorded 'first name' of the receiving bank account with T&C BS. I wouldn't get too het-up about how the banks label each part of it (i.e. what NatWest call 'first name' can be T&C's 'first initial'; not all of your NatWest payees which are to yourself have to put your name into the exact same format).

allegro120

https://forums.moneysavingexpert.com/discussion/comment/82082771#Comment_82082771

Tipton 125

I received my passbook next day after I made deposit.

CoP didn't work straight away, but was working next morning.

maddiemay

https://forums.moneysavingexpert.com/discussion/comment/82082012#Comment_82082012

Lloyds 8%

I have been assuming that a Lloyds CC and a basic savings a/c would not be enough, not sure I will be be able to use a secure internet connection before next Monday, will see then.

Thank you.

(Absolute novice here)

ccluedo

https://forums.moneysavingexpert.com/discussion/comment/82083123#Comment_82083123

LLOYD'S RS

I only have a Lloyd's CC and was able to open the 8% RS 😀

Bob2000

Anybody got any news about darlington potentially launching a new Regular Saver to celebrate their 170th anniversary?

Kim_13

https://forums.moneysavingexpert.com/discussion/comment/82082993#Comment_82082993

Tipton

COP working now, matched on first name and surname rather than needing to use the format given in the secure message. Account appeared in app an hour or so after it was opened yesterday afternoon, but no COP even late last night. Time will tell whether the payment was in time to show today, as the staff member did advise that they receive them once a day.

Can I ask, did you message the named staff member you were dealing with to tell them you had sent funds, or did the passbook just arrive automatically? I remember Loughborough wanting to be messaged when the account was funded but don’t want to send an unnecessary message if Tipton work differently.

Thanks again

x44

Seeing that the Tipton has restrictions on post code and "exisiting members" I suppose this is another B.Soc to open a speculative account with to enable one to get access to a future similarly restricted Regular Saver: sigh…..

surreysaver

https://forums.moneysavingexpert.com/discussion/comment/82083325#Comment_82083325

Which is why I kept an account open with them when my last Tipton regular saver matured

allegro120

https://forums.moneysavingexpert.com/discussion/comment/82083292#Comment_82083292

Tipton

I didn't message to tell them I had sent funds. The passbook arrived automatically.

allegro120

https://forums.moneysavingexpert.com/discussion/comment/82083359#Comment_82083359

Tipton

Same here. I kept the "Maturity Saver (app)". £10 minimum balance 2.35%, that was the best available option to have continuous membership.