New HL fee structure from 01/03/26

jimjames

https://forums.moneysavingexpert.com/discussion/comment/81859888#Comment_81859888

HL have been much more expensive for some time and the other platforms were still able to make money at a lower price point so I'm not sure that will happen.

masonic

One to watch is AJ Bell as historically they have walked up their prices to remain just a little below HL.

Hopefully they'll leave well alone given all the other competition they now have.

Robert_McGeddon

https://forums.moneysavingexpert.com/discussion/comment/81859192#Comment_81859192

I wonder if keeping a small GIA at HL might be a good idea. It might ease going back at some future point and you'd presumably still have access to historic data on both the GIA and ISA - but I don't know this for sure. Has anyone experience of closing a HL ISA and trying to access info later?

rob_hants

https://forums.moneysavingexpert.com/discussion/comment/81859986#Comment_81859986

I’ve just started a transfer and their secure message says my account will be closed after the transfer unless I request otherwise. Have messaged them to ask if I can keep it. Would be useful for tax info etc.

Going to ii to save £300 on ISA+GIA as I already have my SIPP with them.

DRS1

https://forums.moneysavingexpert.com/discussion/comment/81859986#Comment_81859986

I am not sure if I ever had to look for ISA history - much more likely with the GIA if trying to work out CGT. But I did look under the tab Portfolio History and it looks as if I could find stuff from my old ISA if I wanted to despite closing it over 10 years ago.

Of course I do still have an active GIA so what happens if you close that as well I am not sure.

rob_hants

To keep your account after a full transfer you need to retain a minimum balance of £50.

masonic

https://forums.moneysavingexpert.com/discussion/comment/81859986#Comment_81859986

I left HL completely in the early 2010s and didn't return until 2024. I could log in using the same details and could still see historic documents and other info.