Avoid non sterling transaction fee

Barkin

tartopom said:

Barkin said:

tartopom said:

I have Natwest and Lloyd's current accounts (the latter opened only a year or two ago) neither of which require a smartphone  even if they do try to shove their app down your throat.

Which Lloyds current account? The Club Lloyds account has no fx fees.

There's a monthly charge, but it's refunded if you pay in £2000 per month, which doesn't have to stay there - a quick in & out is enough to have the monthly fee waived.

I have something called the 'classic' which charges 3% unless I pay £7 a week, and I can only do this it for 6 weeks a year so pointless. I havn't checked what the admission criteria for the premium accounts like club, gold etc but suspect i either don't meet them or  they would charge a monthly fee.

The "admission criteria" is that you agree to pay the £5 monthly fee, but this is waived if you pay £2000 per month into the account.
So eg if you've a regular payment - salary, pension etc - going in that's less than £2k, you could make up the difference from elsewhere then take it straight out again.

I thought that Club Lloyds might suit, as you could probably convert your existing Lloyds  account without a hard credit check.