What is my daughter's occupation?

user1977

WIAWSNB said:

Tried MoneySupermarket with 'unemployed' - which is technically correct for her current status. It came back with the best quote.

But if she's actually going to back to the job in a few weeks, might be more prudent to put that down - I think the licensed trade is generally considered a higher risk (late nights, surrounded by alcohol, etc).

Grey_Critic

Why not use  short-term learner driver insurance whilst she is learning?

WIAWSNB

Grey_Critic said:

Why not use  short-term learner driver insurance whilst she is learning?

I thought £352 for all three of us was pretty darned good 😊

WIAWSNB

user1977 said:

WIAWSNB said:

Tried MoneySupermarket with 'unemployed' - which is technically correct for her current status. It came back with the best quote.

But if she's actually going to back to the job in a few weeks, might be more prudent to put that down - I think the licensed trade is generally considered a higher risk (late nights, surrounded by alcohol, etc).

Her actual current status is technically 'unemployed'.
She anticipates part time work at t'pub for a couple of months followed by full time employment as an ODP. But it ain't writ in stone. 
In any case, she won't be using the car to get to work until she passes t'test - that must be a good 6 months away - so neither job will have an actual bearing on her 'risk'.
I think 'unemployed' is the correct current status - not that it seemed to make much, or any, difference.

WIAWSNB

born_again said:

WIAWSNB said:

sheenas said:

The option that I took to solve this problem was hire a dual control car for an hour at a time. Once she is stable in employment then you can consider buy a car. Holding a driving licence for one year and then buying a car saves a hole pot of money, partially if you put your name as a second driver on the insurance.

Interesting! I didn't realise you could hire a dual-control jobbie.

Our intention is/was to hand her the car - re-register it in her name - once she passes her test. We'll then be the additional drivers on her own new policy - she can accumulate NCD.

Have you done any quotes for the car once she has passed the test?

No, but I've just 'bought' the car - a Hyundai i10 - just about as insurance-cheap as you can get.
Bottom line is she will ultimately need a car for her ODP job, as she'll be on call at times. So it's either I take her to work at weird hours (nah...), or else she stays at hosp accommodation. 

Betterthanlife

matt_drummer said:

She was working as a waitress in a gastropub, that's what she told youooooo!

Or 'working as a waitress in a cocktail bar' (if you're old enough to remember!)

Grey_Critic

Student works

matt_drummer

Betterthanlife said:

matt_drummer said:

She was working as a waitress in a gastropub, that's what she told youooooo!

Or 'working as a waitress in a cocktail bar' (if you're old enough to remember!)

You can't be serious?

Grumpy_chap

Betterthanlife said:

matt_drummer said:

She was working as a waitress in a gastropub, that's what she told youooooo!

Or 'working as a waitress in a cocktail bar' (if you're old enough to remember!)

That much is true...

Which gives the OP the answer to the question asked with regards to the car insurance.
The daughter's current occupation is "waitress".
That's all that can be entered now into the insurance application.  I guess that just what you must do.

Don't speculate now about what future occupations might be held or happen.  If there is a significant change of circumstances in a few months time, a policy amendment may be required.

user1977

WIAWSNB said:

user1977 said:

WIAWSNB said:

Tried MoneySupermarket with 'unemployed' - which is technically correct for her current status. It came back with the best quote.

But if she's actually going to back to the job in a few weeks, might be more prudent to put that down - I think the licensed trade is generally considered a higher risk (late nights, surrounded by alcohol, etc).

In any case, she won't be using the car to get to work...so neither job will have an actual bearing on her 'risk'.

That isn't how the insurers see it.